ADITYA BIRLA MONEY LTD

BIRLAMONEY · General/Diversified · NSE

₹154

Current Market Price

Data Limited

Fair Value (DCF)

₹255

Margin of Safety

+66.0%

Updated 2d ago

DCF Sensitivity →

YieldIQ Score

58/100

Piotroski F-Score

4/9

Economic Moat

Narrow

Confidence

11%

ROE

Debt/Equity

6.58

WACC

11.1%

Market Cap

₹868 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

57.6%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

1.8×

EBIT covers interest

Current Ratio

1.11×

Short-term liquidity

Asset Turnover

0.12×

Revenue per ₹ of assets

Revenue CAGR (3Y)

19.5%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹153.67

Bear case

₹155.25

MoS +1.0%

Base case

₹255.02

MoS +39.7%

Bull case

₹310.5

MoS +50.5%

Ratio Trends

BIRLAMONEY · last 4 annual periods

ROE

31.4%

min 31.1%max 35.1%

ROCE

12.9%

min 9.3%max 12.9%

Operating Margin

min max

Debt / Equity

6.80×

min 6.80×max 8.83×

PE

7.6×

min 7.6×max 13.0×

EV / EBITDA

9.8×

min 9.8×max 14.0×

Historical Financials

BIRLAMONEY · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹191 Cr₹231 Cr₹65.9 Cr₹114 Cr₹407 Cr+20.9%
EBITDA₹68.4 Cr₹103 Cr₹168 Cr₹237 Cr+36.4%
EBIT₹44.5 Cr₹61.8 Cr₹25.7 Cr₹49.0 Cr+2.5%
PAT₹15.8 Cr₹26.1 Cr₹7.4 Cr₹16.5 Cr₹74.2 Cr+47.2%
EPS (diluted)₹2.80₹4.63₹1.30₹2.91+1.0%
CFO₹-155 Cr₹-284 Cr₹-76.5 Cr₹-444 Cr₹-126 Cr
CapEx₹-7.1 Cr
FCF₹-133 Cr
Total Assets₹1267 Cr₹1363 Cr₹2116 Cr₹2471 Cr+18.2%
Total Debt₹0.0 Cr₹0.0 Cr₹0.0 Cr₹0.0 Cr₹1605 Cr
Shareholders' Equity₹109 Cr₹163 Cr₹236 Cr+21.3%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

BIRLAMONEY vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
ARIHANTCAP

ARIHANTCAP

Pending15.3%
GCSL

GCSL

Pending0.5%
VLSFINANCE

VLSFINANCE

Pending1.9%
CONSOFINVT

CONSO. FIN. & HOLD. LTD.

+47.0%63Undervalued10.5%
DVL

DVL

Pending4.5%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for BIRLAMONEY in the last 10 years.

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Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.