VLS FINANCE LTD
VLSFINANCE · General/Diversified · NSE
₹230
Current Market Price
Fair Value (DCF)
₹219
Discount to FV
-4.8%
Updated just now
YieldIQ Score
50/100
Piotroski F-Score
4/9
Economic Moat
Moderate
Confidence
60%
ROE
1.9%
Debt/Equity
0.00
WACC
11.1%
Market Cap
₹721.96 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
2.5%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
344.3×
EBIT covers interest
Current Ratio
29.90×
Short-term liquidity
Asset Turnover
0.01×
Revenue per ₹ of assets
Revenue CAGR (3Y)
-26.9%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹230.08
Bear case
Margin of Safety -626.7%
Implied upside -86.2%
Base case
Margin of Safety -5.3%
Implied upside -5.0%
Bull case
Margin of Safety +11.1%
Implied upside +12.5%
Ratio Trends
VLSFINANCE · last 7 annual periods
ROE
1.9%
ROCE
2.5%
Operating Margin
—
Debt / Equity
0.00×
PE
2.4×
EV / EBITDA
—
Historical Financials
VLSFINANCE · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹28.0 Cr | ₹80.6 Cr | ₹378 Cr | — | ₹31.5 Cr | +3.0% |
| EBITDA | ₹212 Cr | ₹62.4 Cr | ₹392 Cr | ₹63.0 Cr | ₹25.6 Cr | -41.0% |
| EBIT | ₹210 Cr | ₹58.2 Cr | ₹386 Cr | — | — | +16.5% |
| PAT | ₹210 Cr | ₹56.0 Cr | ₹324 Cr | ₹46.2 Cr | ₹21.8 Cr | -43.3% |
| EPS (diluted) | ₹54.37 | ₹14.49 | ₹93.07 | — | — | +14.4% |
| CFO | ₹165 Cr | ₹7.3 Cr | ₹194 Cr | ₹170 Cr | ₹-17.8 Cr | — |
| CapEx | ₹-20.1 Cr | ₹-2.3 Cr | ₹-41.0 Cr | ₹-0.6 Cr | ₹-0.0 Cr | — |
| FCF | ₹145 Cr | ₹5.0 Cr | ₹153 Cr | ₹170 Cr | ₹-17.8 Cr | — |
| Total Assets | ₹3685 Cr | ₹3063 Cr | ₹3552 Cr | ₹2711 Cr | ₹2205 Cr | -12.0% |
| Total Debt | ₹1.5 Cr | ₹1.1 Cr | ₹0.4 Cr | ₹0.9 Cr | ₹0.3 Cr | -33.2% |
| Shareholders' Equity | ₹2965 Cr | ₹2501 Cr | ₹2983 Cr | ₹2472 Cr | ₹2113 Cr | -8.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
VLSFINANCE vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
CONSOFINVT CONSOFINVT | — | — | Pending | 10.5% | — |
GCSL GCSL | — | — | Pending | 7.7% | — |
ARIHANTCAP ARIHANTCAP | — | — | Pending | 7.1% | — |
 BIRLAMONEY BIRLAMONEY | — | — | Pending | 19.5% | — |
DVL DVL | — | — | Pending | 2.8% | 7.2× |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹8.50/sh
Last payout
2025-09-12
₹1.50
Peak payout
₹2.50
Trailing yield
0.65%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. VLS FINANCE LTD (VLSFINANCE.NS) trades at 230.08 vs a model fair value of 219.08, a gap of -4.8%. Piotroski F-score: 4/9. Moat label: Mod...
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Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of VLSFINANCE →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for VLSFINANCE →
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Head-to-head with peers
Compare VLSFINANCE side by side →
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Analyse VLSFINANCENow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.