VLS FINANCE LTD
VLSFINANCE · General/Diversified · NSE
₹243
Current Market Price
Fair Value (DCF)
₹652
Margin of Safety
+168.1%
Updated 11h ago
YieldIQ Score
55/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
54%
ROE
—
Debt/Equity
0.00
WACC
11.1%
Market Cap
₹763 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
220.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
344.3×
EBIT covers interest
Current Ratio
29.90×
Short-term liquidity
Asset Turnover
0.03×
Revenue per ₹ of assets
Revenue CAGR (3Y)
37.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹243.13
Bear case
₹619.18
MoS +60.7%
Base case
₹651.77
MoS +62.7%
Bull case
₹1,312.03
MoS +81.5%
Ratio Trends
VLSFINANCE · last 7 annual periods
ROE
1.9%
ROCE
2.5%
Operating Margin
—
Debt / Equity
0.00×
PE
2.4×
EV / EBITDA
—
Historical Financials
VLSFINANCE · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹216 Cr | ₹229 Cr | — | ₹98.1 Cr | ₹72.1 Cr | -24.0% |
| EBITDA | — | ₹212 Cr | ₹62.4 Cr | ₹392 Cr | ₹63.0 Cr | -26.1% |
| EBIT | ₹202 Cr | ₹210 Cr | — | ₹91.5 Cr | — | -17.9% |
| PAT | ₹216 Cr | ₹210 Cr | — | ₹74.1 Cr | ₹46.2 Cr | -32.0% |
| EPS (diluted) | ₹55.82 | ₹54.37 | ₹-4.07 | ₹21.25 | — | -21.5% |
| CFO | ₹160 Cr | ₹165 Cr | — | ₹194 Cr | ₹200 Cr | +5.7% |
| CapEx | — | — | — | — | ₹-0.6 Cr | — |
| FCF | — | — | — | — | ₹200 Cr | +0.0% |
| Total Assets | — | ₹3685 Cr | ₹3063 Cr | ₹3552 Cr | ₹2711 Cr | -7.4% |
| Total Debt | ₹0.0 Cr | — | — | ₹0.2 Cr | ₹0.9 Cr | — |
| Shareholders' Equity | — | — | — | ₹2983 Cr | ₹2472 Cr | -4.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
VLSFINANCE vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CONSOFINVT CONSOFINVT | — | — | Pending | 10.5% | — |
| GCSL GCSL | — | — | Pending | 0.5% | — |
| ARIHANTCAP ARIHANT CAPITAL MKTS LTD | -35.5% | 22 | High Risk | 15.3% | — |
| BIRLAMONEY ADITYA BIRLA MONEY LTD | +66.0% | 40 | Data Limited | 31.4% | — |
| DVL DHUNSERI VENTURES LIMITED | -29.9% | 28 | High Risk | 4.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for VLSFINANCE in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. VLS FINANCE LTD (VLSFINANCE.NS) trades at 243.13 vs a model fair value of 651.77, a gap of 168.1%. Piotroski F-score: 5/9. Moat label: Na...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of VLSFINANCE →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
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Analyse VLSFINANCENow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.