The Federal Bank Limited
FEDERALBNK · Banking · NSE
₹316
Current Market Price
Fair Value (P/B + Residual Income)
₹293
Discount to FV
-7.2%
Updated 33m ago
YieldIQ Score
64/100
Piotroski F-Score
9/9
Economic Moat
Moderate
Confidence
90%
ROE
10.9%
Debt/Equity
0.83
Cost of Equity
9.8%
Market Cap
₹77,919 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
17.1%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹316.1
Bear case
Margin of Safety -160.4%
Implied upside -61.6%
Base case
Margin of Safety -8.4%
Implied upside -7.7%
Bull case
Margin of Safety +18.3%
Implied upside +22.4%
Ratio Trends
FEDERALBNK · last 9 annual periods
ROE
10.9%
ROCE
—
Operating Margin
—
Debt / Equity
0.83×
PE
14.7×
EV / EBITDA
—
Historical Financials
FEDERALBNK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹8543 Cr | ₹10.3K Cr | ₹12.1K Cr | ₹14.4K Cr | ₹16.5K Cr | +17.9% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹1970 Cr | ₹3165 Cr | ₹3880 Cr | ₹4159 Cr | ₹4345 Cr | +21.9% |
| EPS (diluted) | ₹9.44 | ₹14.85 | ₹16.55 | — | — | +15.1% |
| CFO | ₹-7774 Cr | ₹489 Cr | ₹6431 Cr | ₹8801 Cr | ₹4349 Cr | — |
| CapEx | ₹-296 Cr | ₹-484 Cr | ₹-328 Cr | ₹-755 Cr | ₹-308 Cr | — |
| FCF | ₹-8069 Cr | ₹5.3 Cr | ₹6103 Cr | ₹8046 Cr | ₹4041 Cr | — |
| Total Assets | ₹226.2K Cr | ₹268.0K Cr | ₹317.8K Cr | ₹360.2K Cr | ₹402.1K Cr | +15.5% |
| Total Debt | ₹19.6K Cr | ₹25.9K Cr | ₹22.3K Cr | ₹30.3K Cr | ₹33.2K Cr | +14.1% |
| Shareholders' Equity | ₹19.3K Cr | ₹22.1K Cr | ₹30.1K Cr | ₹34.5K Cr | ₹40.0K Cr | +20.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
FEDERALBNK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 AUBANK AU Small Finance Bank Limited | -52.2%-34.3% upside | 50 | Above Fair Value | 13.2% | 23.9× |
 BANKINDIA Bank of India | +22.2%+28.5% upside | 65 | Below Fair Value | 11.5% | 6.1× |
 IOB Indian Overseas Bank | -46.6%-31.8% upside | 50 | Above Fair Value | 14.7% | 11.2× |
 IDBI IDBI Bank Limited | -28.4%-22.1% upside | 57 | Above Fair Value | 12.4% | — |
 INDUSINDBK IndusInd Bank Limited | -175.5%-63.7% upside | 12 | Above Fair Value | 1.4% | 65.9× |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹5.90/sh
Last payout
2025-08-22
₹1.20
Peak payout
₹1.80
Trailing yield
0.38%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. The Federal Bank Limited (FEDERALBNK.NS) trades at 316.10 vs a model fair value of 293.42, a gap of -7.2%. Piotroski F-score: 9/9. Moat ...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of FEDERALBNK →
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ROE decomposition
Why ROE is what it is →
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BSE filings + news for FEDERALBNK →
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Analyse FEDERALBNKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.