The Federal Bank Limited

FEDERALBNK · Banking · NSE

₹284

Current Market Price

Fairly valued

Fair Value (DCF)

₹299

Margin of Safety

+5.3%

Updated just now

DCF Sensitivity →

YieldIQ Score

25/100

Piotroski F-Score

3/9

Economic Moat

Moderate

Confidence

90%

ROE

11.7%

Debt/Equity

0.00

WACC

9.8%

Market Cap

₹0.70 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.04×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹284.05

Bear case

₹209.43

MoS -35.6%

Base case

₹299.19

MoS +5.1%

Bull case

₹388.94

MoS +27.0%

Ratio Trends

FEDERALBNK · last 8 annual periods

ROE

11.7%

min 11.7%max 11.7%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.86×

min 0.86×max 0.86×

PE

min max

EV / EBITDA

min max

Historical Financials

FEDERALBNK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹14.2K Cr+0.0%
EBITDA
EBIT
PAT₹4159 Cr+0.0%
EPS (diluted)₹8.31₹9.44₹14.85₹3.94-17.0%
CFO₹8801 Cr+0.0%
CapEx₹-755 Cr
FCF₹8046 Cr+0.0%
Total Assets₹226.2K Cr₹268.0K Cr₹317.8K Cr₹360.2K Cr+12.3%
Total Debt₹30.3K Cr+0.0%
Shareholders' Equity₹35.5K Cr+0.0%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

FEDERALBNK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
AUBANK

AU Small Finance Bank Limited

-54.5%20Overvalued12.3%
BANKINDIA

BANKINDIA

Pending11.8%
IOB

Indian Overseas Bank

-18.2%20Overvalued10.5%
IDBI

IDBI

Pending12.4%
INDUSINDBK

IndusInd Bank Limited

+45.7%32Undervalued397.2%

Click a ticker to view its fair-value analysis.

Dividend History

9 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹5.90/sh

Last payout

2025-08-22

₹1.20

Peak payout

₹1.80

Trailing yield

0.42%

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. The Federal Bank Limited (FEDERALBNK.NS) trades at 284.05 vs a model fair value of 299.19, a gap of 5.3%. Piotroski F-score: 3/9. Moat l...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.