Five-Star Business Finance Limited
FIVESTAR · General/Diversified · NSE
₹457
Current Market Price
Fair Value (DCF)
₹252
Margin of Safety
-44.8%
Updated just now
YieldIQ Score
40/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
22%
ROE
17.0%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹0.13 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
12.2%
Return on capital employed
EV / EBITDA
12.3×
Enterprise multiple
Debt / EBITDA
4.8×
Leverage vs earnings
Interest Coverage
20.1×
EBIT covers interest
Current Ratio
1.93×
Short-term liquidity
Asset Turnover
0.20×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹456.55
Bear case
₹119.58
MoS -281.8%
Base case
₹251.85
MoS -81.3%
Bull case
₹614.68
MoS +25.7%
Ratio Trends
FIVESTAR · last 4 annual periods
ROE
17.0%
ROCE
10.8%
Operating Margin
—
Debt / Equity
1.26×
PE
94.5×
EV / EBITDA
20.2×
Historical Financials
FIVESTAR · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹1233 Cr | ₹439 Cr | ₹616 Cr | ₹2706 Cr | +29.9% |
| EBITDA | ₹639 Cr | ₹909 Cr | ₹1172 Cr | ₹1536 Cr | +34.0% |
| EBIT | — | ₹302 Cr | ₹451 Cr | — | +14.3% |
| PAT | ₹454 Cr | ₹169 Cr | ₹236 Cr | ₹1072 Cr | +33.2% |
| EPS (diluted) | — | ₹5.73 | ₹8.01 | — | +11.8% |
| CFO | ₹-277 Cr | ₹-1123 Cr | ₹-2122 Cr | ₹-1045 Cr | — |
| CapEx | ₹-8.6 Cr | — | — | ₹-82.7 Cr | — |
| FCF | ₹-286 Cr | — | — | ₹-1128 Cr | — |
| Total Assets | ₹6343 Cr | ₹8703 Cr | ₹11.7K Cr | ₹14.4K Cr | +31.5% |
| Total Debt | ₹2559 Cr | ₹3722 Cr | ₹6020 Cr | ₹7922 Cr | +45.7% |
| Shareholders' Equity | ₹3710 Cr | ₹4340 Cr | ₹5196 Cr | ₹6305 Cr | +19.3% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
FIVESTAR vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| IFCI IFCI Limited | -63.4% | 38 | Data Limited | 113.4% | — |
| SBFC SBFC Finance Limited | -43.2% | 22 | Data Limited | 10.8% | — |
| CGCL Capri Global Capital Limited | +4.8% | 46 | Fairly valued | 11.1% | — |
| IIFL IIFL | — | — | Pending | 2.7% | — |
| MASFIN MAS FINANCIAL SERV LTD | +92.6% | 66 | Data Limited | 11.7% | — |
Click a ticker to view its fair-value analysis.
Dividend History
1 ex-dividend event on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹2.00/sh
Last payout
2025-08-14
₹2.00
Peak payout
₹2.00
Trailing yield
0.44%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of FIVESTAR →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for FIVESTAR →
Compare
Head-to-head with peers
Compare FIVESTAR side by side →
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Analyse FIVESTARNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.