General Insurance Corporation of India
GICRE · General/Diversified · NSE
₹401
Current Market Price
Fair Value (DCF)
₹1,088
Margin of Safety
+171.3%
Updated just now
YieldIQ Score
42/100
Piotroski F-Score
5/9
Economic Moat
Moderate
Confidence
78%
ROE
12.1%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹0.70 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
470.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
129.6×
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.26×
Revenue per ₹ of assets
Revenue CAGR (3Y)
4.1%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹400.8
Bear case
₹673.73
MoS +40.5%
Base case
₹1,087.57
MoS +63.1%
Bull case
₹1,386.81
MoS +71.1%
Ratio Trends
GICRE · last 4 annual periods
ROE
12.1%
ROCE
—
Operating Margin
—
Debt / Equity
—
PE
3.4×
EV / EBITDA
—
Historical Financials
GICRE · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹51.5K Cr | ₹48.3K Cr | ₹46.5K Cr | ₹50.7K Cr | -0.5% |
| EBITDA | — | — | — | — | — |
| EBIT | — | — | — | — | — |
| PAT | ₹2386 Cr | ₹6907 Cr | ₹6686 Cr | ₹7432 Cr | +46.0% |
| EPS (diluted) | — | — | — | — | — |
| CFO | ₹9051 Cr | ₹11.7K Cr | ₹11.1K Cr | — | +7.2% |
| CapEx | ₹-15.5 Cr | ₹-134 Cr | ₹-5.7 Cr | ₹-25.4 Cr | — |
| FCF | ₹9035 Cr | ₹11.6K Cr | ₹11.1K Cr | — | +7.2% |
| Total Assets | ₹151.8K Cr | ₹162.7K Cr | ₹184.5K Cr | ₹194.8K Cr | +8.7% |
| Total Debt | — | — | — | — | — |
| Shareholders' Equity | ₹36.0K Cr | ₹45.2K Cr | ₹55.3K Cr | ₹61.5K Cr | +19.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
GICRE vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| LTF LTF | — | — | Pending | 10.3% | — |
| BANKINDIA BANKINDIA | — | — | Pending | 11.8% | — |
| FEDERALBNK FEDERALBNK | — | — | Pending | 11.7% | — |
| MCX MCX | — | — | Pending | 29.7% | — |
| IOB IOB | — | — | Pending | 10.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
6 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹29.45/sh
Last payout
2025-09-04
₹10.00
Peak payout
₹13.50
Trailing yield
2.50%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. General Insurance Corporation of India (GICRE.NS) trades at 400.80 vs a model fair value of 1087.57, a gap of 171.3%. Piotroski F-score: ...
Read full AI analysis →Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of GICRE →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for GICRE →
Compare
Head-to-head with peers
Compare GICRE side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse GICRENow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.