Go Digit General Insurance Limited
GODIGIT · General/Diversified · NSE
₹319
Current Market Price
Fair Value (DCF)
₹80
Margin of Safety
-75.0%
Updated just now
YieldIQ Score
40/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
28%
ROE
9.2%
Debt/Equity
0.00
WACC
12.8%
Market Cap
₹0.29 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
230.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
7.1×
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.47×
Revenue per ₹ of assets
Revenue CAGR (3Y)
19.3%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹319
Bear case
₹49.01
MoS -550.9%
Base case
₹79.81
MoS -299.7%
Bull case
₹98.37
MoS -224.3%
Ratio Trends
GODIGIT · last 4 annual periods
ROE
9.2%
ROCE
—
Operating Margin
—
Debt / Equity
0.08×
PE
—
EV / EBITDA
—
Historical Financials
GODIGIT · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹3871 Cr | ₹5998 Cr | ₹8666 Cr | ₹9716 Cr | +35.9% |
| EBITDA | — | — | — | — | — |
| EBIT | — | — | — | — | — |
| PAT | ₹-296 Cr | ₹35.5 Cr | ₹182 Cr | ₹425 Cr | — |
| EPS (diluted) | — | — | — | — | — |
| CFO | — | — | — | — | — |
| CapEx | ₹-49.9 Cr | ₹-20.7 Cr | ₹-16.6 Cr | ₹-17.8 Cr | — |
| FCF | — | — | — | — | — |
| Total Assets | ₹11.0K Cr | ₹14.4K Cr | ₹17.7K Cr | ₹21.8K Cr | +25.6% |
| Total Debt | — | — | ₹350 Cr | ₹350 Cr | +0.0% |
| Shareholders' Equity | ₹2919 Cr | ₹3347 Cr | ₹2568 Cr | ₹4612 Cr | +16.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
GODIGIT vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| STARHEALTH Star Health and Allied Insurance Company Limited | -15.3% | 23 | Overvalued | 9.1% | — |
| ANGELONE ANGELONE | — | — | Pending | 20.8% | — |
| LICHSGFIN LICHSGFIN | — | — | Pending | 15.0% | — |
| CDSL Central Depository Services (India) Limited | -79.6% | 28 | High Risk | 29.2% | — |
| CHOLAHLDNG CHOLAHLDNG | — | — | Pending | 8.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for GODIGIT in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of GODIGIT →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for GODIGIT →
Compare
Head-to-head with peers
Compare GODIGIT side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse GODIGITNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.