Go Digit General Insurance Limited
GODIGIT · Insurance · NSE
₹299
Current Market Price
Fair Value (P/B + Residual Income)
₹268
Discount to FV
-10.3%
Updated just now
YieldIQ Score
61/100
Piotroski F-Score
7/9
Economic Moat
Narrow
Confidence
80%
ROE
11.6%
Debt/Equity
0.07
Cost of Equity
9.8%
Market Cap
₹27,604 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
18.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹298.65
Bear case
Margin of Safety -145.4%
Implied upside -59.3%
Base case
Margin of Safety -13.0%
Implied upside -11.5%
Bull case
Margin of Safety +12.5%
Implied upside +14.2%
Ratio Trends
GODIGIT · last 5 annual periods
ROE
11.6%
ROCE
10.0%
Operating Margin
—
Debt / Equity
0.07×
PE
—
EV / EBITDA
—
Historical Financials
GODIGIT · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 yfinance | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹3871 Cr | ₹5998 Cr | ₹8666 Cr | ₹9370 Cr | ₹10.0K Cr | +26.8% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹-283 Cr | ₹57.0 Cr | ₹221 Cr | ₹494 Cr | — | — |
| PAT | ₹-296 Cr | ₹35.5 Cr | ₹182 Cr | ₹425 Cr | ₹544 Cr | — |
| EPS (diluted) | ₹-3.23 | ₹0.39 | ₹1.98 | ₹4.62 | — | — |
| CFO | — | — | — | — | — | — |
| CapEx | ₹-49.9 Cr | ₹-20.7 Cr | ₹-16.6 Cr | ₹-17.8 Cr | ₹-17.2 Cr | — |
| FCF | — | — | — | — | — | — |
| Total Assets | ₹11.0K Cr | ₹14.4K Cr | ₹17.7K Cr | ₹21.8K Cr | ₹25.0K Cr | +22.8% |
| Total Debt | — | — | ₹350 Cr | ₹350 Cr | ₹350 Cr | +0.0% |
| Shareholders' Equity | ₹2919 Cr | ₹3347 Cr | ₹2568 Cr | ₹4612 Cr | ₹4686 Cr | +12.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
GODIGIT vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 STARHEALTH STARHEALTH | — | — | Pending | 9.1% | — |
 ANGELONE ANGELONE | — | — | Pending | 15.0% | — |
 LICHSGFIN LICHSGFIN | — | — | Pending | 13.5% | 4.9× |
 CDSL CDSL | — | — | Pending | 23.3% | — |
 CHOLAHLDNG CHOLAHLDNG | — | — | Pending | 15.8% | 10.5× |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for GODIGIT in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Go Digit General Insurance Limited (GODIGIT.NS) trades at 298.65 vs a model fair value of 267.89, a gap of -10.3%. Piotroski F-score: 7/9...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of GODIGIT →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for GODIGIT →
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Head-to-head with peers
Compare GODIGIT side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse GODIGITNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.