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Data quality observations on this stock — see hidden fields below.
Reported as ticker: HOMEFIRST· We're continuously improving data quality. Contact support if this persists.
Home First Finance Company India Limited
HOMEFIRST · NBFC · NSE
₹1,080
Current Market Price
Fair Value (P/B + Residual Income)
₹1,127
Discount to FV
+4.3%
Updated just now
YieldIQ Score
69/100
Piotroski F-Score
7/9
Economic Moat
None
Confidence
90%
ROE
12.4%
Debt/Equity
2.43
Cost of Equity
11.0%
Market Cap
₹11,283 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
4.1%
Return on capital employed
Revenue CAGR (3Y)
36.1%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,080.1
Bear case
Discount -36.9%
Base case
Discount +4.1%
Bull case
Discount +26.3%
Ratio Trends
HOMEFIRST · last 6 annual periods
ROE
12.4%
ROCE
4.1%
Operating Margin
—
Debt / Equity
2.43×
PE
34.0×
EV / EBITDA
38.1×
Historical Financials
HOMEFIRST · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹478 Cr | ₹693 Cr | ₹980 Cr | ₹1399 Cr | ₹1747 Cr | +38.2% |
| EBITDA | ₹255 Cr | ₹323 Cr | ₹442 Cr | ₹410 Cr | ₹614 Cr | +24.6% |
| EBIT | ₹442 Cr | ₹600 Cr | ₹900 Cr | — | — | +19.5% |
| PAT | ₹186 Cr | ₹228 Cr | ₹306 Cr | ₹382 Cr | ₹540 Cr | +30.5% |
| EPS (diluted) | ₹20.85 | ₹25.20 | ₹33.67 | — | — | +12.7% |
| CFO | ₹-807 Cr | ₹-1469 Cr | ₹-1908 Cr | ₹-2196 Cr | ₹-1940 Cr | — |
| CapEx | ₹-3.5 Cr | ₹-7.2 Cr | ₹-8.0 Cr | ₹-11.9 Cr | ₹-9.5 Cr | — |
| FCF | ₹-811 Cr | ₹-1476 Cr | ₹-1916 Cr | ₹-2208 Cr | ₹-1949 Cr | — |
| Total Assets | ₹5117 Cr | ₹6739 Cr | ₹9534 Cr | ₹12.2K Cr | ₹15.2K Cr | +31.2% |
| Total Debt | ₹3467 Cr | ₹4813 Cr | ₹7302 Cr | ₹9551 Cr | ₹10.6K Cr | +32.2% |
| Shareholders' Equity | ₹1574 Cr | ₹1817 Cr | ₹2121 Cr | ₹2521 Cr | ₹4357 Cr | +29.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
HOMEFIRST vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CANFINHOME CANFINHOME | — | — | Pending | 18.2% | 9.7× |
 APTUS APTUS | — | — | Pending | 18.6% | — |
 AAVAS AAVAS | — | — | Pending | 13.0% | 13.1× |
INDIASHLTR INDIASHLTR | — | — | Pending | 15.8% | — |
 SAMMAANCAP SAMMAANCAP | — | — | Pending | -8.3% | — |
Click a ticker to view its fair-value analysis.
Dividend History
3 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹9.70/sh
Last payout
2025-05-30
₹3.70
Peak payout
₹3.70
Trailing yield
—
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Home First Finance Company India Limited (HOMEFIRST.NS) trades at 1080.10 vs a model fair value of 1126.73, a gap of 4.3%. Piotroski F-sc...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of HOMEFIRST →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for HOMEFIRST →
Compare
Head-to-head with peers
Compare HOMEFIRST side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse HOMEFIRSTNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.