Home First Finance Company India Limited
HOMEFIRST · NBFC · NSE
₹1,103
Current Market Price
Fair Value (DCF)
₹891
Margin of Safety
-19.2%
Updated 15h ago
YieldIQ Score
25/100
Piotroski F-Score
5/9
Economic Moat
Moderate
Confidence
90%
ROE
15.2%
Debt/Equity
0.00
WACC
11.0%
Market Cap
₹0.12 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
440.0%
Return on capital employed
EV / EBITDA
31.2×
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
110.44×
Short-term liquidity
Asset Turnover
0.13×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
26.4%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,103.35
Bear case
₹624.03
MoS -76.8%
Base case
₹891.47
MoS -23.8%
Bull case
₹1,158.91
MoS +4.8%
Ratio Trends
HOMEFIRST · last 5 annual periods
ROE
15.2%
ROCE
4.5%
Operating Margin
—
Debt / Equity
3.79×
PE
121.0×
EV / EBITDA
37.0×
Historical Financials
HOMEFIRST · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹477 Cr | ₹596 Cr | ₹227 Cr | ₹313 Cr | ₹1325 Cr | +29.1% |
| EBITDA | — | ₹255 Cr | ₹323 Cr | ₹442 Cr | ₹548 Cr | +21.1% |
| EBIT | ₹354 Cr | ₹442 Cr | ₹177 Cr | ₹257 Cr | — | -7.7% |
| PAT | ₹100 Cr | ₹186 Cr | ₹64.0 Cr | ₹83.5 Cr | ₹382 Cr | +39.8% |
| EPS (diluted) | ₹12.18 | ₹20.85 | ₹7.06 | ₹9.16 | — | -6.9% |
| CFO | ₹-223 Cr | ₹-807 Cr | ₹-1451 Cr | ₹-1908 Cr | ₹-2198 Cr | — |
| CapEx | — | — | — | — | ₹-11.9 Cr | — |
| FCF | — | — | — | — | ₹-2210 Cr | — |
| Total Assets | — | ₹5117 Cr | ₹6737 Cr | ₹9534 Cr | ₹12.2K Cr | +24.3% |
| Total Debt | ₹2814 Cr | ₹3298 Cr | ₹4467 Cr | ₹7025 Cr | ₹9551 Cr | +35.7% |
| Shareholders' Equity | — | — | ₹1817 Cr | ₹2121 Cr | ₹2521 Cr | +8.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
HOMEFIRST vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CANFINHOME Can Fin Homes Limited | -100.0% | 35 | Data Limited | 16.9% | — |
| APTUS APTUS | — | — | Pending | 17.4% | — |
| AAVAS AAVAS | — | — | Pending | 13.2% | — |
| INDIASHLTR INDIASHLTR | — | — | Pending | 14.0% | — |
| SAMMAANCAP SAMMAANCAP | — | — | Pending | -8.3% | — |
Click a ticker to view its fair-value analysis.
Dividend History
3 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹9.70/sh
Last payout
2025-05-30
₹3.70
Peak payout
₹3.70
Trailing yield
0.34%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Home First Finance Company India Limited (HOMEFIRST.NS) trades at 1103.35 vs a model fair value of 891.47, a gap of -19.2%. Piotroski F-s...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of HOMEFIRST →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for HOMEFIRST →
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Analyse HOMEFIRSTNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.