MAS FINANCIAL SERV LTD
MASFIN · General/Diversified · NSE
₹320
Current Market Price
Fair Value (DCF)
₹616
Margin of Safety
+92.6%
Updated just now
YieldIQ Score
66/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
19%
ROE
—
Debt/Equity
3.47
WACC
11.1%
Market Cap
₹5,803 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
5.4%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
795.4×
EBIT covers interest
Current Ratio
1.68×
Short-term liquidity
Asset Turnover
0.10×
Revenue per ₹ of assets
Revenue CAGR (3Y)
30.9%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹319.8
Bear case
₹375
MoS +14.7%
Base case
₹616
MoS +48.1%
Bull case
₹750
MoS +57.4%
Ratio Trends
MASFIN · last 6 annual periods
ROE
11.7%
ROCE
3.6%
Operating Margin
—
Debt / Equity
3.45×
PE
261.8×
EV / EBITDA
62.0×
Historical Financials
MASFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹627 Cr | ₹690 Cr | ₹269 Cr | ₹346 Cr | ₹1270 Cr | +19.3% |
| EBITDA | — | ₹248 Cr | ₹311 Cr | ₹344 Cr | ₹427 Cr | +14.5% |
| EBIT | ₹481 Cr | ₹555 Cr | ₹214 Cr | ₹265 Cr | — | -13.9% |
| PAT | ₹146 Cr | ₹161 Cr | ₹55.5 Cr | ₹70.1 Cr | ₹310 Cr | +20.8% |
| EPS (diluted) | ₹26.41 | ₹29.14 | ₹10.16 | ₹4.23 | — | -36.7% |
| CFO | ₹-578 Cr | ₹-802 Cr | ₹-1405 Cr | ₹-1366 Cr | ₹-1133 Cr | — |
| CapEx | — | — | — | — | ₹-29.5 Cr | — |
| FCF | — | — | — | — | ₹-1163 Cr | — |
| Total Assets | — | ₹6309 Cr | ₹7677 Cr | ₹9547 Cr | ₹12.2K Cr | +17.9% |
| Total Debt | ₹3139 Cr | ₹3940 Cr | ₹4958 Cr | ₹6497 Cr | ₹9156 Cr | +30.7% |
| Shareholders' Equity | — | — | ₹1506 Cr | ₹1819 Cr | ₹2650 Cr | +15.2% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
MASFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| FEDFINA FEDFINA | — | — | Pending | 8.8% | — |
| SBFC SBFC | — | — | Pending | 10.8% | — |
| FIVESTAR FIVESTAR | — | — | Pending | 17.0% | — |
| IFCI IFCI | — | — | Pending | 1.1% | — |
| CGCL CGCL | — | — | Pending | 11.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for MASFIN in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of MASFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for MASFIN →
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Head-to-head with peers
Compare MASFIN side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse MASFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.