JIO FIN SERVICES LTD
JIOFIN · General/Diversified · NSE
₹230
Current Market Price
Fair Value (P/B + Residual Income)
₹261
Discount to FV
+13.2%
Updated just now
YieldIQ Score
65/100
Piotroski F-Score
2/9
Economic Moat
Narrow
Confidence
15%
ROE
1.2%
Debt/Equity
0.16
Cost of Equity
11.1%
Market Cap
₹1.52 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
1.7%
Return on capital employed
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹230.17
Bear case
Discount -25.2%
Base case
Discount +11.6%
Bull case
Discount +31.7%
Ratio Trends
JIOFIN · last 5 annual periods
ROE
1.2%
ROCE
1.7%
Operating Margin
—
Debt / Equity
0.16×
PE
—
EV / EBITDA
—
Historical Financials
JIOFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1.5 Cr | ₹21.2 Cr | ₹1171 Cr | ₹1249 Cr | ₹2768 Cr | +550.7% |
| EBITDA | ₹1.8 Cr | ₹49.3 Cr | ₹1988 Cr | ₹1977 Cr | ₹2686 Cr | +524.3% |
| EBIT | — | — | ₹1538 Cr | — | — | +0.0% |
| PAT | ₹1.7 Cr | ₹31.3 Cr | ₹1605 Cr | ₹1613 Cr | ₹1561 Cr | +452.1% |
| EPS (diluted) | — | — | ₹2.53 | — | — | +0.0% |
| CFO | ₹1.2 Cr | ₹2055 Cr | ₹-678 Cr | ₹-10.1K Cr | ₹-15.4K Cr | — |
| CapEx | — | — | ₹-0.8 Cr | ₹-41.8 Cr | ₹-105 Cr | — |
| FCF | — | — | ₹-678 Cr | ₹-10.1K Cr | ₹-15.5K Cr | — |
| Total Assets | ₹22.3 Cr | ₹114.9K Cr | ₹144.9K Cr | ₹133.5K Cr | ₹163.5K Cr | +825.5% |
| Total Debt | — | ₹743 Cr | ₹0.0 Cr | ₹3970 Cr | ₹21.8K Cr | +132.7% |
| Shareholders' Equity | ₹22.3 Cr | ₹114.1K Cr | ₹139.1K Cr | ₹123.5K Cr | ₹133.9K Cr | +780.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
JIOFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 TATACAP TATACAP | — | — | Pending | — | — |
 ICICIAMC ICICIAMC | — | — | Pending | 79.1% | — |
 HDFCAMC HDFCAMC | — | — | Pending | 31.0% | 33.2× |
 BAJAJHLDNG BAJAJHLDNG | — | — | Pending | 13.2% | 10.1× |
 NAM-INDIA NAM-INDIA | — | — | Pending | 32.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
1 ex-dividend event on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.50/sh
Last payout
2025-08-11
₹0.50
Peak payout
₹0.50
Trailing yield
0.22%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. JIO FIN SERVICES LTD (JIOFIN.NS) trades at 230.17 vs a model fair value of 260.52, a gap of 13.2%. Piotroski F-score: 2/9. Moat label: Na...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of JIOFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for JIOFIN →
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Head-to-head with peers
Compare JIOFIN side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse JIOFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.