JIO FIN SERVICES LTD
JIOFIN · General/Diversified · NSE
₹235
Current Market Price
Fair Value (DCF)
₹47
Margin of Safety
-79.8%
Updated just now
YieldIQ Score
46/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
15%
ROE
1.2%
Debt/Equity
0.16
WACC
11.1%
Market Cap
₹1.49 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
150.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
255.5×
EBIT covers interest
Current Ratio
6.56×
Short-term liquidity
Asset Turnover
0.02×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹234.75
Bear case
₹42.28
MoS -455.2%
Base case
₹47.35
MoS -395.8%
Bull case
₹67.67
MoS -246.9%
Ratio Trends
JIOFIN · last 4 annual periods
ROE
1.3%
ROCE
1.6%
Operating Margin
—
Debt / Equity
0.03×
PE
—
EV / EBITDA
—
Historical Financials
JIOFIN · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹1.5 Cr | ₹21.2 Cr | ₹418 Cr | ₹1347 Cr | +855.7% |
| EBITDA | ₹1.8 Cr | ₹49.3 Cr | ₹1988 Cr | ₹1977 Cr | +937.8% |
| EBIT | — | — | ₹315 Cr | — | +0.0% |
| PAT | ₹1.7 Cr | ₹31.3 Cr | ₹311 Cr | ₹1613 Cr | +886.4% |
| EPS (diluted) | — | — | ₹0.49 | — | +0.0% |
| CFO | ₹1.2 Cr | ₹2055 Cr | ₹-678 Cr | ₹-10.1K Cr | — |
| CapEx | — | — | — | ₹-41.8 Cr | — |
| FCF | — | — | — | ₹-10.1K Cr | — |
| Total Assets | ₹22.3 Cr | ₹114.9K Cr | ₹144.9K Cr | ₹133.5K Cr | +1716.3% |
| Total Debt | — | ₹743 Cr | ₹0.0 Cr | ₹3970 Cr | +74.8% |
| Shareholders' Equity | ₹22.3 Cr | ₹114.1K Cr | ₹139.1K Cr | ₹123.5K Cr | +1669.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
JIOFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| TATACAP Tata Capital Limited | -100.0% | 40 | Data Limited | — | — |
| ICICIAMC ICICIAMC | — | — | Pending | 79.1% | — |
| HDFCAMC HDFCAMC | — | — | Pending | 30.3% | — |
| BAJAJHLDNG Bajaj Holdings & Investment Limited | +1.2% | 33 | Fairly valued | 9.0% | — |
| NAM-INDIA Nippon Life India Asset Management Limited | -73.1% | 28 | High Risk | 30.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
1 ex-dividend event on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.50/sh
Last payout
2025-08-11
₹0.50
Peak payout
₹0.50
Trailing yield
0.21%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of JIOFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for JIOFIN →
Compare
Head-to-head with peers
Compare JIOFIN side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse JIOFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.