ICICI Bank

ICICIBANK · Banking · NSE

₹1,348

Current Market Price

Fairly valued

Fair Value (DCF)

₹1,274

Margin of Safety

-5.5%

Updated 2h ago

DCF Sensitivity →

YieldIQ Score

27/100

Piotroski F-Score

5/9

Economic Moat

Moderate

Confidence

90%

ROE

15.5%

Debt/Equity

0.00

WACC

12.8%

Market Cap

₹9.66 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.08×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹1,348

Bear case

₹891.64

MoS -51.2%

Base case

₹1,273.77

MoS -5.8%

Bull case

₹1,655.9

MoS +18.6%

Ratio Trends

ICICIBANK · last 7 annual periods

ROE

15.5%

min 15.5%max 15.5%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.62×

min 0.62×max 0.62×

PE

18.9×

min 18.9×max 18.9×

EV / EBITDA

min max

Historical Financials

ICICIBANK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20202022202320242025CAGR
Revenue₹204.7K Cr+0.0%
EBITDA
EBIT
PAT₹51.0K Cr+0.0%
EPS (diluted)₹14.55₹35.44₹13.84₹16.32+2.9%
CFO₹122.8K Cr+0.0%
CapEx₹-4770 Cr
FCF₹118.0K Cr+0.0%
Total Assets₹1752.6K Cr₹1958.5K Cr₹2364.1K Cr₹2642.2K Cr+10.8%
Total Debt₹203.6K Cr+0.0%
Shareholders' Equity₹328.7K Cr+0.0%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

ICICIBANK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
SBIN

SBIN

Pending15.4%9.2×
HDFCBANK

HDFC Bank

-30.4%17Overvalued7.8%10.4×
AXISBANK

AXISBANK

Pending14.9%12.2×
KOTAKBANK

KOTAKBANK

Pending14.0%3.9×
BANKBARODA

BANKBARODA

Pending14.0%

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Dividend History

9 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹36.00/sh

Last payout

2025-08-12

₹11.00

Peak payout

₹11.00

Trailing yield

0.82%

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. ICICI Bank (ICICIBANK.NS) trades at 1348.00 vs a model fair value of 1273.77, a gap of -5.5%. Piotroski F-score: 5/9. Moat label: Moderat...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.