P N GADGIL JEWELLERS LTD
PNGJL · General/Diversified · NSE
₹672
Current Market Price
Fair Value (DCF)
₹772
Margin of Safety
+15.0%
Updated 50m ago
YieldIQ Score
40/100
Piotroski F-Score
6/9
Economic Moat
None
Confidence
37%
ROE
—
Debt/Equity
0.76
WACC
11.1%
Market Cap
₹9,113 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
19.8%
Return on capital employed
EV / EBITDA
18.0×
Enterprise multiple
Debt / EBITDA
1.7×
Leverage vs earnings
Interest Coverage
9.1×
EBIT covers interest
Current Ratio
1.80×
Short-term liquidity
Asset Turnover
2.45×
Revenue per ₹ of assets
Revenue CAGR (3Y)
44.4%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹671.5
Bear case
₹193.15
MoS -247.7%
Base case
₹772.22
MoS +13.0%
Bull case
₹810.83
MoS +17.2%
Ratio Trends
PNGJL · last 4 annual periods
ROE
14.0%
ROCE
14.7%
Operating Margin
—
Debt / Equity
0.60×
PE
—
EV / EBITDA
—
Historical Financials
PNGJL · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹2556 Cr | ₹4508 Cr | ₹6112 Cr | ₹7693 Cr | +44.4% |
| EBITDA | ₹141 Cr | ₹174 Cr | ₹272 Cr | ₹364 Cr | +37.1% |
| EBIT | — | — | — | — | — |
| PAT | ₹57.6 Cr | ₹74.3 Cr | ₹155 Cr | ₹218 Cr | +55.9% |
| EPS (diluted) | — | — | — | — | — |
| CFO | ₹72.8 Cr | ₹105 Cr | ₹6.3 Cr | ₹-675 Cr | — |
| CapEx | ₹-23.0 Cr | ₹-48.0 Cr | ₹-30.5 Cr | ₹-52.5 Cr | — |
| FCF | ₹49.7 Cr | ₹56.8 Cr | ₹-24.2 Cr | ₹-728 Cr | — |
| Total Assets | ₹1110 Cr | ₹1063 Cr | ₹1465 Cr | ₹3144 Cr | +41.5% |
| Total Debt | ₹336 Cr | ₹324 Cr | ₹455 Cr | ₹930 Cr | +40.5% |
| Shareholders' Equity | ₹282 Cr | ₹366 Cr | ₹534 Cr | ₹1554 Cr | +76.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
PNGJL vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| PCJEWELLER PCJEWELLER | — | — | Pending | 9.3% | — |
| BLUESTONE BLUESTONE JEWEL LFSTL LTD | +28.8% | 57 | Undervalued | -24.4% | — |
| SKYGOLD SKYGOLD | — | — | Pending | 19.4% | — |
| ETHOSLTD ETHOSLTD | — | — | Pending | 9.8% | — |
| THANGAMAYL THANGAMAYL | — | — | Pending | 10.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for PNGJL in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. P N GADGIL JEWELLERS LTD (PNGJL.NS) trades at 671.50 vs a model fair value of 772.22, a gap of 15.0%. Piotroski F-score: 6/9. Moat label:...
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Market-implied growth
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Risk Analysis
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Risk profile of PNGJL →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
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Analyse PNGJLNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.