SG FINSERVE LIMITED

SGFIN · General/Diversified · NSE

₹541

Current Market Price

Fairly valued

Fair Value (DCF)

₹552

Margin of Safety

+1.9%

Updated 2d ago

DCF Sensitivity →

YieldIQ Score

46/100

Piotroski F-Score

4/9

Economic Moat

Narrow

Confidence

11%

ROE

10.3%

Debt/Equity

1.85

WACC

11.1%

Market Cap

₹3,568 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

7.3%

Return on capital employed

EV / EBITDA

17.3×

Enterprise multiple

Debt / EBITDA

8.8×

Leverage vs earnings

Interest Coverage

2.3×

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.08×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹541.4

Bear case

₹309

MoS -75.2%

Base case

₹551.94

MoS +1.9%

Bull case

₹579.54

MoS +6.6%

Ratio Trends

SGFIN · last 5 annual periods

ROE

8.7%

min 3.2%max 9.7%

ROCE

7.4%

min 3.1%max 12.7%

Operating Margin

min max

Debt / Equity

1.85×

min 0.86×max 1.85×

PE

min max

EV / EBITDA

min max

Historical Financials

SGFIN · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20222023202420252026CAGR
Revenue₹0.0 Cr₹39.9 Cr₹186 Cr₹170 Cr₹333 Cr+870.6%
EBITDA₹1.1 Cr₹33.2 Cr₹167 Cr₹143 Cr₹307 Cr+306.2%
EBIT
PAT₹0.8 Cr₹18.4 Cr₹78.6 Cr₹81.0 Cr₹128 Cr+257.2%
EPS (diluted)
CFO₹0.4 Cr₹-941 Cr₹-629 Cr₹-492 Cr₹-1571 Cr
CapEx₹-0.0 Cr₹-1.1 Cr₹-1.0 Cr₹-0.8 Cr₹-1.0 Cr
FCF₹0.4 Cr₹-942 Cr₹-630 Cr₹-492 Cr₹-1573 Cr
Total Assets₹9.1 Cr₹1079 Cr₹1779 Cr₹2416 Cr₹4173 Cr+363.3%
Total Debt₹0.0 Cr₹493 Cr₹957 Cr₹1385 Cr₹2704 Cr
Shareholders' Equity₹8.9 Cr₹573 Cr₹806 Cr₹1015 Cr₹1460 Cr+258.2%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

SGFIN vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
SHAREINDIA

SHAREINDIA

Pending13.9%
INDOTHAI

INDOTHAI

Pending4.4%
DELPHIFX

DELPHIFX

Pending0.9%
MONARCH

MONARCH

Pending18.7%
GEOJITFSL

GEOJIT FINANCIAL SER L

+42.5%45Undervalued13.5%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for SGFIN in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.