TOURISM FINANCE CORP. OF

TFCILTD · Capital Goods · NSE

₹75

Current Market Price

Overvalued

Fair Value (DCF)

₹51

Margin of Safety

-32.5%

Updated 1d ago

DCF Sensitivity →

YieldIQ Score

43/100

Piotroski F-Score

6/9

Economic Moat

Narrow

Confidence

37%

ROE

Debt/Equity

0.82

WACC

11.1%

Market Cap

₹3,492 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

9.2%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

4.8×

EBIT covers interest

Current Ratio

2.08×

Short-term liquidity

Asset Turnover

0.12×

Revenue per ₹ of assets

Revenue CAGR (3Y)

-0.7%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹75.43

Bear case

₹29.13

MoS -158.9%

Base case

₹50.93

MoS -48.1%

Bull case

₹69.89

MoS -7.9%

Ratio Trends

TFCILTD · last 8 annual periods

ROE

8.5%

min 1.9%max 8.5%

ROCE

7.8%

min 3.0%max 7.8%

Operating Margin

min max

Debt / Equity

0.71×

min 0.55×max 0.71×

PE

132.0×

min 32.6×max 132.0×

EV / EBITDA

24.8×

min 24.8×max 24.8×

Historical Financials

TFCILTD · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹258 Cr₹254 Cr₹60.0 Cr₹57.6 Cr₹244 Cr-1.4%
EBITDA₹178 Cr₹156 Cr₹151 Cr₹163 Cr-2.1%
EBIT₹230 Cr₹228 Cr₹52.9 Cr₹50.2 Cr-31.7%
PAT₹80.7 Cr₹85.3 Cr₹24.9 Cr₹20.4 Cr₹104 Cr+6.5%
EPS (diluted)₹10.00₹10.01₹2.75₹2.26-31.1%
CFO₹-171 Cr₹139 Cr₹-137 Cr₹-6.6 Cr₹70.3 Cr
CapEx₹-0.6 Cr
FCF₹69.7 Cr+0.0%
Total Assets₹2245 Cr₹2045 Cr₹2106 Cr₹2102 Cr-1.6%
Total Debt₹570 Cr₹643 Cr₹626 Cr₹604 Cr₹862 Cr+10.9%
Shareholders' Equity₹1017 Cr₹1090 Cr₹1216 Cr+4.6%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

TFCILTD vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
INDOSTAR

INDOSTAR

Pending3.3%
MUTHOOTMF

MUTHOOTMF

Pending-8.5%
NORTHARC

NORTHARC

Pending8.9%
AYE

AYE

Pending10.6%
PAISALO

PAISALO

Pending13.0%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for TFCILTD in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.