AYE FINANCE LIMITED

AYE · General/Diversified · NSE

₹164

Current Market Price

Under Review— We don’t have enough data to publish a fair value estimate for AYE yet. Reason: Data Limited.

Valuation engine: DCF

Updated just now

YieldIQ Score

Piotroski F-Score

5/9

Economic Moat

None

Confidence

11%

ROE

7.6%

Debt/Equity

2.00

WACC

11.1%

Market Cap

₹4,009 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

5.6%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

2.4×

EBIT covers interest

Current Ratio

1.56×

Short-term liquidity

Asset Turnover

0.26×

Revenue per ₹ of assets

Revenue CAGR (3Y)

41.3%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

Ratio Trends

AYE · last 5 annual periods

ROE

7.6%

min -7.3%max 13.9%

ROCE

5.6%

min 2.9%max 7.2%

Operating Margin

min max

Debt / Equity

2.00×

min 1.08×max 3.08×

PE

min max

EV / EBITDA

min max

Historical Financials

AYE · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
yfinance
2023
yfinance
2024
yfinance
2025
yfinance
2026
yfinance
CAGR
Revenue₹411 Cr₹581 Cr₹980 Cr₹1380 Cr₹1641 Cr+41.4%
EBITDA₹52.2 Cr₹188 Cr₹358 Cr₹415 Cr₹454 Cr+71.7%
EBIT₹42.3 Cr₹177 Cr₹343 Cr₹393 Cr₹428 Cr+78.3%
PAT₹-51.4 Cr₹39.9 Cr₹172 Cr₹171 Cr₹194 Cr
EPS (diluted)₹-2.08₹1.62₹6.96₹6.94₹9.60
CFO₹-272 Cr₹-720 Cr₹-1323 Cr₹-812 Cr₹-1355 Cr
CapEx₹-5.5 Cr₹-4.4 Cr₹-11.6 Cr₹-16.9 Cr₹-11.7 Cr
FCF₹-277 Cr₹-725 Cr₹-1334 Cr₹-829 Cr₹-1366 Cr
Total Assets₹2316 Cr₹3126 Cr₹4870 Cr₹6339 Cr₹7773 Cr+35.4%
Total Debt₹764 Cr₹2320 Cr₹3523 Cr₹4555 Cr₹5065 Cr+60.5%
Shareholders' Equity₹705 Cr₹754 Cr₹1233 Cr₹1659 Cr₹2533 Cr+37.7%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

AYE vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
TFCILTD

TFCILTD

Pending8.5%
INDOSTAR

INDOSTAR

Pending3.7%21.8×
MUTHOOTMF

MUTHOOTMF

Pending6.0%
FUSION

FUSION

Pending0.6%
NORTHARC

NORTHARC

Pending10.4%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for AYE in the last 10 years.

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Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.