AYE FINANCE LIMITED
AYE · General/Diversified · NSE
₹131
Current Market Price
Fair Value (DCF)
₹53
Margin of Safety
-59.3%
Updated 1d ago
YieldIQ Score
43/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
11%
ROE
—
Debt/Equity
0.00
WACC
11.1%
Market Cap
₹3,195 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
9.5%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
2.4×
EBIT covers interest
Current Ratio
1.56×
Short-term liquidity
Asset Turnover
0.21×
Revenue per ₹ of assets
Revenue CAGR (3Y)
48.9%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹130.66
Bear case
₹47.52
MoS -175.0%
Base case
₹53.22
MoS -145.5%
Bull case
₹107.7
MoS -21.3%
Ratio Trends
AYE · last 4 annual periods
ROE
10.6%
ROCE
6.5%
Operating Margin
—
Debt / Equity
2.75×
PE
—
EV / EBITDA
—
Historical Financials
AYE · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹411 Cr | ₹581 Cr | ₹980 Cr | ₹1357 Cr | +48.9% |
| EBITDA | ₹52.2 Cr | ₹188 Cr | ₹358 Cr | ₹405 Cr | +97.9% |
| EBIT | — | — | — | — | — |
| PAT | ₹-51.4 Cr | ₹39.9 Cr | ₹172 Cr | ₹175 Cr | — |
| EPS (diluted) | — | — | — | — | — |
| CFO | ₹-272 Cr | ₹-720 Cr | ₹-1323 Cr | ₹-812 Cr | — |
| CapEx | ₹-5.5 Cr | ₹-4.4 Cr | ₹-11.6 Cr | ₹-16.9 Cr | — |
| FCF | ₹-277 Cr | ₹-725 Cr | ₹-1334 Cr | ₹-829 Cr | — |
| Total Assets | ₹2316 Cr | ₹3126 Cr | ₹4870 Cr | ₹6339 Cr | +39.9% |
| Total Debt | ₹1544 Cr | ₹2320 Cr | ₹3523 Cr | ₹4555 Cr | +43.4% |
| Shareholders' Equity | ₹705 Cr | ₹754 Cr | ₹1233 Cr | ₹1659 Cr | +33.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
AYE vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| MUTHOOTMF MUTHOOTMF | — | — | Pending | -8.5% | — |
| FUSION FUSION | — | — | Pending | -74.5% | — |
| TFCILTD TFCILTD | — | — | Pending | 8.5% | — |
| INDOSTAR INDOSTAR | — | — | Pending | 3.3% | — |
| MUFIN MUFIN | — | — | Pending | 7.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for AYE in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of AYE →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for AYE →
Compare
Head-to-head with peers
Compare AYE side by side →
Run Full Interactive Analysis
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Analyse AYENow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.