ARMAN FIN SERV LTD
ARMANFIN · General/Diversified · NSE
₹1,489
Current Market Price
Fair Value (DCF)
₹2,783
Margin of Safety
+86.9%
Updated 2d ago
YieldIQ Score
63/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
32%
ROE
—
Debt/Equity
1.37
WACC
11.1%
Market Cap
₹1,565 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
19.8%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
1.69×
Short-term liquidity
Asset Turnover
0.28×
Revenue per ₹ of assets
Revenue CAGR (3Y)
40.4%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,488.6
Bear case
₹2,774.64
MoS +46.3%
Base case
₹2,782.61
MoS +46.5%
Bull case
₹7,345.83
MoS +79.7%
Ratio Trends
ARMANFIN · last 7 annual periods
ROE
6.0%
ROCE
3.4%
Operating Margin
—
Debt / Equity
1.41×
PE
14.9×
EV / EBITDA
23.6×
Historical Financials
ARMANFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹60.3 Cr | ₹62.4 Cr | ₹27.6 Cr | ₹183 Cr | ₹617 Cr | +78.8% |
| EBITDA | — | ₹46.6 Cr | ₹126 Cr | ₹230 Cr | ₹71.0 Cr | +11.1% |
| EBIT | ₹29.4 Cr | ₹39.2 Cr | ₹19.1 Cr | ₹128 Cr | — | +44.4% |
| PAT | ₹8.0 Cr | ₹16.2 Cr | ₹7.1 Cr | ₹50.8 Cr | ₹52.1 Cr | +59.7% |
| EPS (diluted) | ₹9.44 | ₹19.11 | ₹7.94 | ₹52.23 | — | +53.4% |
| CFO | ₹66.5 Cr | ₹-15.7 Cr | ₹-136 Cr | ₹-302 Cr | ₹493 Cr | +65.0% |
| CapEx | — | — | — | — | ₹-25.4 Cr | — |
| FCF | — | — | — | — | ₹467 Cr | +0.0% |
| Total Assets | — | ₹1241 Cr | ₹568 Cr | ₹2635 Cr | ₹2227 Cr | +15.7% |
| Total Debt | ₹83.5 Cr | — | ₹177 Cr | ₹1398 Cr | ₹1232 Cr | +96.0% |
| Shareholders' Equity | — | — | ₹229 Cr | ₹813 Cr | ₹874 Cr | +39.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
ARMANFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| UGROCAP UGROCAP | — | — | Pending | 7.0% | — |
| SATIN SATIN | — | — | Pending | 7.3% | — |
| SPANDANA SPANDANA SPHOORTY FIN LTD | +292.6% | 51 | Undervalued | -39.3% | — |
| PFS PFS | — | — | Pending | 7.9% | — |
| MUFIN MUFIN | — | — | Pending | 7.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for ARMANFIN in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of ARMANFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for ARMANFIN →
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Head-to-head with peers
Compare ARMANFIN side by side →
Run Full Interactive Analysis
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Analyse ARMANFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.