SATIN CREDIT NET LTD
SATIN · General/Diversified · NSE
₹173
Current Market Price
Fair Value (DCF)
₹430
Margin of Safety
+149.3%
Updated 2d ago
YieldIQ Score
49/100
Piotroski F-Score
2/9
Economic Moat
Narrow
Confidence
16%
ROE
—
Debt/Equity
3.68
WACC
11.1%
Market Cap
₹1,898 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
350.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
91.3×
EBIT covers interest
Current Ratio
1.46×
Short-term liquidity
Asset Turnover
0.19×
Revenue per ₹ of assets
Revenue CAGR (3Y)
21.5%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹172.55
Bear case
₹228.23
MoS +24.4%
Base case
₹430.21
MoS +59.9%
Bull case
₹451.72
MoS +61.8%
Ratio Trends
SATIN · last 6 annual periods
ROE
7.3%
ROCE
2.3%
Operating Margin
—
Debt / Equity
3.46×
PE
14.2×
EV / EBITDA
—
Historical Financials
SATIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1376 Cr | ₹1377 Cr | ₹437 Cr | ₹642 Cr | ₹2247 Cr | +13.1% |
| EBITDA | — | ₹51.2 Cr | ₹25.0 Cr | ₹608 Cr | ₹266 Cr | +50.9% |
| EBIT | ₹691 Cr | ₹707 Cr | ₹289 Cr | ₹423 Cr | — | -11.5% |
| PAT | ₹37.8 Cr | ₹56.9 Cr | ₹98.6 Cr | ₹128 Cr | ₹186 Cr | +48.9% |
| EPS (diluted) | ₹5.28 | ₹7.65 | ₹11.31 | ₹11.66 | — | +21.9% |
| CFO | ₹-945 Cr | ₹336 Cr | ₹-956 Cr | ₹-2069 Cr | ₹-563 Cr | — |
| CapEx | — | — | — | — | ₹-19.8 Cr | — |
| FCF | — | — | — | — | ₹-583 Cr | — |
| Total Assets | — | ₹7655 Cr | ₹7850 Cr | ₹10.5K Cr | ₹11.6K Cr | +10.9% |
| Total Debt | ₹3947 Cr | ₹4081 Cr | ₹4444 Cr | ₹6534 Cr | ₹8791 Cr | +22.2% |
| Shareholders' Equity | — | — | ₹1628 Cr | ₹2401 Cr | ₹2543 Cr | +11.8% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
SATIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| SPANDANA SPANDANA | — | — | Pending | -39.3% | — |
| PFS PFS | — | — | Pending | 7.9% | — |
| UGROCAP UGROCAP | — | — | Pending | 7.0% | — |
| MUFIN MUFIN GREEN FINANCE LTD | -74.1% | 40 | Data Limited | 7.1% | — |
| ARMANFIN ARMANFIN | — | — | Pending | 6.0% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for SATIN in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of SATIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for SATIN →
Compare
Head-to-head with peers
Compare SATIN side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse SATINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.