Bajaj Finserv Limited
BAJAJFINSV · NBFC · NSE
₹1,833
Current Market Price
Fair Value (DCF)
₹1,879
Margin of Safety
+2.5%
Updated just now
YieldIQ Score
25/100
Piotroski F-Score
3/9
Economic Moat
Moderate
Confidence
75%
ROE
6.9%
Debt/Equity
0.00
WACC
11.0%
Market Cap
₹2.93 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
7.4%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.19×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
19.6%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,833.4
Bear case
₹1,315.53
MoS -39.4%
Base case
₹1,879.33
MoS +2.4%
Bull case
₹2,443.13
MoS +25.0%
Ratio Trends
BAJAJFINSV · last 6 annual periods
ROE
6.9%
ROCE
5.0%
Operating Margin
—
Debt / Equity
2.21×
PE
36.1×
EV / EBITDA
—
Historical Financials
BAJAJFINSV · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2020 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹54.3K Cr | ₹68.4K Cr | ₹23.6K Cr | ₹32.0K Cr | ₹121.2K Cr | +22.2% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹17.6K Cr | ₹20.8K Cr | ₹7974 Cr | ₹10.7K Cr | — | -11.8% |
| PAT | ₹5994 Cr | ₹8314 Cr | ₹3335 Cr | ₹4085 Cr | ₹8872 Cr | +10.3% |
| EPS (diluted) | ₹211.70 | ₹286.30 | ₹11.00 | ₹13.17 | — | -50.1% |
| CFO | — | ₹-33.7K Cr | ₹-39.5K Cr | ₹-68.7K Cr | ₹-62.1K Cr | — |
| CapEx | — | — | — | — | ₹-1864 Cr | — |
| FCF | — | — | — | — | ₹-64.0K Cr | — |
| Total Assets | — | ₹333.7K Cr | ₹405.5K Cr | ₹537.9K Cr | ₹652.2K Cr | +18.2% |
| Total Debt | ₹54.7K Cr | ₹54.4K Cr | ₹81.5K Cr | ₹111.6K Cr | ₹284.5K Cr | +51.0% |
| Shareholders' Equity | — | — | ₹77.6K Cr | ₹103.8K Cr | ₹128.4K Cr | +13.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BAJAJFINSV vs 1 closest peer by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| ABCAPITAL Aditya Birla Capital Limited | +18.1% | 47 | Undervalued | 10.3% | — |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹3.50/sh
Last payout
2025-06-27
₹1.00
Peak payout
₹1.00
Trailing yield
0.05%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Bajaj Finserv Limited (BAJAJFINSV.NS) trades at 1833.40 vs a model fair value of 1879.33, a gap of 2.5%. Piotroski F-score: 3/9. Moat lab...
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DuPont
ROE decomposition
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Technicals
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News & Filings
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Analyse BAJAJFINSVNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.