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Reported as ticker: BAJAJFINSV· We're continuously improving data quality. Contact support if this persists.
Bajaj Finserv Limited
BAJAJFINSV · NBFC · NSE
₹1,645
Current Market Price
Fair Value (P/B + Residual Income)
₹1,449
Discount to FV
-11.9%
Updated 4h ago
YieldIQ Score
68/100
Piotroski F-Score
7/9
Economic Moat
Moderate
Confidence
90%
ROE
12.6%
Debt/Equity
4.64
Cost of Equity
11.0%
Market Cap
₹2.63 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
7.3%
Return on capital employed
Revenue CAGR (3Y)
20.1%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,645.1
Bear case
Discount -62.2%
Base case
Discount -13.6%
Bull case
Discount +12.6%
Ratio Trends
BAJAJFINSV · last 8 annual periods
ROE
12.6%
ROCE
13.8%
Operating Margin
—
Debt / Equity
4.64×
PE
26.6×
EV / EBITDA
—
Historical Financials
BAJAJFINSV · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹61.5K Cr | ₹73.8K Cr | ₹99.9K Cr | ₹114.0K Cr | ₹127.9K Cr | +20.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹20.8K Cr | ₹29.0K Cr | ₹39.8K Cr | — | — | +17.6% |
| PAT | ₹4557 Cr | ₹6417 Cr | ₹8148 Cr | ₹8872 Cr | ₹9801 Cr | +21.1% |
| EPS (diluted) | ₹286.30 | ₹40.00 | ₹50.66 | — | — | -35.1% |
| CFO | ₹-33.7K Cr | ₹-39.5K Cr | ₹-65.5K Cr | ₹-61.8K Cr | ₹-55.3K Cr | — |
| CapEx | ₹-910 Cr | ₹-1220 Cr | ₹-1435 Cr | ₹-1864 Cr | ₹-1448 Cr | — |
| FCF | ₹-34.6K Cr | ₹-40.7K Cr | ₹-66.9K Cr | ₹-63.6K Cr | ₹-56.7K Cr | — |
| Total Assets | ₹333.7K Cr | ₹405.5K Cr | ₹537.9K Cr | ₹652.2K Cr | ₹758.5K Cr | +22.8% |
| Total Debt | ₹130.4K Cr | ₹167.6K Cr | ₹228.8K Cr | ₹284.5K Cr | ₹361.4K Cr | +29.0% |
| Shareholders' Equity | ₹40.2K Cr | ₹46.4K Cr | ₹60.3K Cr | ₹72.4K Cr | ₹77.9K Cr | +18.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BAJAJFINSV vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 SHRIRAMFIN Shriram Finance Limited | -34.9% | 23 | Above Fair Value | 15.2% | — |
 SBILIFE SBI Life Insurance Company Limited | -33.5% | 28 | Above Fair Value | 12.9% | 64.3× |
 BSE BSE Limited | -71.6% | 40 | Data Limited | 30.0% | — |
 JIOFIN JIO FIN SERVICES LTD | +14.3% | 65 | Near Fair Value | 1.2% | — |
 BAJFINANCE Bajaj Finance | +3.1% | 71 | Near Fair Value | 16.7% | 26.2× |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹3.50/sh
Last payout
2025-06-27
₹1.00
Peak payout
₹1.00
Trailing yield
0.06%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Bajaj Finserv Limited (BAJAJFINSV.NS) trades at 1645.10 vs a model fair value of 1448.57, a gap of -11.9%. Piotroski F-score: 7/9. Moat l...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of BAJAJFINSV →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for BAJAJFINSV →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse BAJAJFINSVNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.