Bandhan Bank Limited

BANDHANBNK · Banking · NSE

₹200

Current Market Price

Near Fair Value

Fair Value (P/B + Residual Income)

₹274

Discount to FV

+37.2%

Valuation engine: P/B + Residual Income

Updated just now

YieldIQ Score

50/100

Piotroski F-Score

7/9

Economic Moat

Narrow

Confidence

90%

ROE

4.8%

Debt/Equity

0.56

Cost of Equity

11.6%

Market Cap

₹32,182 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

Revenue CAGR (3Y)

5.0%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹199.76

Bear case

Discount -9.3%

Base case

Discount +27.1%

Bull case

Discount +47.5%

Ratio Trends

BANDHANBNK · last 8 annual periods

ROE

4.8%

min 0.7%max 11.2%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.56×

min 0.45×max 1.26×

PE

18.6×

min 14.4×max 393.7×

EV / EBITDA

min max

Historical Financials

BANDHANBNK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
NSE_XBRL
2023
NSE_XBRL
2024
NSE_XBRL
2025
yfinance
2026
yfinance
CAGR
Revenue₹11.5K Cr₹11.7K Cr₹12.5K Cr₹14.5K Cr₹13.6K Cr+4.1%
EBITDA
EBIT
PAT₹126 Cr₹2195 Cr₹2230 Cr₹2745 Cr₹1224 Cr+76.6%
EPS (diluted)₹0.78₹13.62₹13.84+105.2%
CFO₹902 Cr₹-4245 Cr₹14.8K Cr₹2752 Cr₹1143 Cr+6.1%
CapEx₹-212 Cr₹-412 Cr₹-557 Cr₹-288 Cr₹-529 Cr
FCF₹690 Cr₹-4657 Cr₹14.3K Cr₹2464 Cr₹614 Cr-2.9%
Total Assets₹139.0K Cr₹156.0K Cr₹177.8K Cr₹191.5K Cr₹211.1K Cr+11.0%
Total Debt₹19.9K Cr₹24.7K Cr₹16.4K Cr₹11.1K Cr₹14.3K Cr-7.9%
Shareholders' Equity₹17.4K Cr₹19.6K Cr₹21.6K Cr₹24.6K Cr₹25.6K Cr+10.1%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

BANDHANBNK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
RBLBANK

RBLBANK

Pending4.6%
IDFCFIRSTB

IDFCFIRSTB

Pending3.4%31.5×
FEDERALBNK

FEDERALBNK

Pending10.9%14.7×
INDUSINDBK

INDUSINDBK

Pending1.4%65.9×
YESBANK

YESBANK

Pending5.1%

Click a ticker to view its fair-value analysis.

Dividend History

6 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹5.50/sh

Last payout

2025-08-14

₹1.50

Peak payout

₹3.00

Trailing yield

0.75%

Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Bandhan Bank Limited (BANDHANBNK.NS) trades at 199.76 vs a model fair value of 274.03, a gap of 37.2%. Piotroski F-score: 7/9. Moat label...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.