Bandhan Bank Limited

BANDHANBNK · Banking · NSE

₹174

Current Market Price

Undervalued

Fair Value (DCF)

₹381

Margin of Safety

+118.7%

Updated just now

DCF Sensitivity →

YieldIQ Score

48/100

Piotroski F-Score

7/9

Economic Moat

None

Confidence

26%

ROE

11.2%

Debt/Equity

0.00

WACC

9.8%

Market Cap

₹0.28 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.08×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹174.32

Bear case

₹266.85

MoS +34.7%

Base case

₹381.21

MoS +54.3%

Bull case

₹533.7

MoS +67.3%

Ratio Trends

BANDHANBNK · last 6 annual periods

ROE

11.2%

min 11.2%max 11.2%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.45×

min 0.45×max 0.45×

PE

min max

EV / EBITDA

min max

Historical Financials

BANDHANBNK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20202022202320242025CAGR
Revenue₹14.5K Cr+0.0%
EBITDA
EBIT
PAT₹2745 Cr+0.0%
EPS (diluted)₹18.76₹11.81₹13.62₹0.34-63.3%
CFO₹2752 Cr+0.0%
CapEx₹-288 Cr
FCF₹2464 Cr+0.0%
Total Assets₹139.0K Cr₹156.0K Cr₹177.8K Cr₹191.5K Cr+8.3%
Total Debt₹11.1K Cr+0.0%
Shareholders' Equity₹24.6K Cr+0.0%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

BANDHANBNK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
KARURVYSYA

KARURVYSYA

Pending16.3%
CENTRALBK

CENTRALBK

Pending10.6%
UCOBANK

UCO Bank

+4.5%30Fairly valued8.0%
MAHABANK

MAHABANK

Pending19.3%
IDFCFIRSTB

IDFC First Bank Limited

+91.4%55Undervalued390.6%

Click a ticker to view its fair-value analysis.

Dividend History

6 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹5.50/sh

Last payout

2025-08-14

₹1.50

Peak payout

₹3.00

Trailing yield

0.86%

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Bandhan Bank Limited (BANDHANBNK.NS) trades at 174.32 vs a model fair value of 381.21, a gap of 118.7%. Piotroski F-score: 7/9. Moat labe...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.