Bandhan Bank Limited
BANDHANBNK · Banking · NSE
₹200
Current Market Price
Fair Value (P/B + Residual Income)
₹274
Discount to FV
+37.2%
Updated just now
YieldIQ Score
50/100
Piotroski F-Score
7/9
Economic Moat
Narrow
Confidence
90%
ROE
4.8%
Debt/Equity
0.56
Cost of Equity
11.6%
Market Cap
₹32,182 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
5.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹199.76
Bear case
Discount -9.3%
Base case
Discount +27.1%
Bull case
Discount +47.5%
Ratio Trends
BANDHANBNK · last 8 annual periods
ROE
4.8%
ROCE
—
Operating Margin
—
Debt / Equity
0.56×
PE
18.6×
EV / EBITDA
—
Historical Financials
BANDHANBNK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹11.5K Cr | ₹11.7K Cr | ₹12.5K Cr | ₹14.5K Cr | ₹13.6K Cr | +4.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹126 Cr | ₹2195 Cr | ₹2230 Cr | ₹2745 Cr | ₹1224 Cr | +76.6% |
| EPS (diluted) | ₹0.78 | ₹13.62 | ₹13.84 | — | — | +105.2% |
| CFO | ₹902 Cr | ₹-4245 Cr | ₹14.8K Cr | ₹2752 Cr | ₹1143 Cr | +6.1% |
| CapEx | ₹-212 Cr | ₹-412 Cr | ₹-557 Cr | ₹-288 Cr | ₹-529 Cr | — |
| FCF | ₹690 Cr | ₹-4657 Cr | ₹14.3K Cr | ₹2464 Cr | ₹614 Cr | -2.9% |
| Total Assets | ₹139.0K Cr | ₹156.0K Cr | ₹177.8K Cr | ₹191.5K Cr | ₹211.1K Cr | +11.0% |
| Total Debt | ₹19.9K Cr | ₹24.7K Cr | ₹16.4K Cr | ₹11.1K Cr | ₹14.3K Cr | -7.9% |
| Shareholders' Equity | ₹17.4K Cr | ₹19.6K Cr | ₹21.6K Cr | ₹24.6K Cr | ₹25.6K Cr | +10.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BANDHANBNK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
RBLBANK RBLBANK | — | — | Pending | 4.6% | — |
IDFCFIRSTB IDFCFIRSTB | — | — | Pending | 3.4% | 31.5× |
FEDERALBNK FEDERALBNK | — | — | Pending | 10.9% | 14.7× |
INDUSINDBK INDUSINDBK | — | — | Pending | 1.4% | 65.9× |
YESBANK YESBANK | — | — | Pending | 5.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
6 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹5.50/sh
Last payout
2025-08-14
₹1.50
Peak payout
₹3.00
Trailing yield
0.75%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Bandhan Bank Limited (BANDHANBNK.NS) trades at 199.76 vs a model fair value of 274.03, a gap of 37.2%. Piotroski F-score: 7/9. Moat label...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of BANDHANBNK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for BANDHANBNK →
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Head-to-head with peers
Compare BANDHANBNK side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse BANDHANBNKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.