CAPITAL INDIA FINANCE LTD
CIFL · General/Diversified · NSE
₹24
Current Market Price
Fair Value (DCF)
₹16
Discount to FV
-34.1%
Updated just now
YieldIQ Score
17/100
Piotroski F-Score
5/9
Economic Moat
None
Confidence
15%
ROE
5.8%
Debt/Equity
1.43
WACC
11.1%
Market Cap
₹950.66 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
-1.1%
Return on capital employed
EV / EBITDA
35.8×
Enterprise multiple
Debt / EBITDA
21.1×
Leverage vs earnings
Interest Coverage
-2.9×
EBIT covers interest
Current Ratio
1.18×
Short-term liquidity
Asset Turnover
0.29×
Revenue per ₹ of assets
Revenue CAGR (3Y)
-6.7%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹24.31
Bear case
Margin of Safety —
Implied upside -Infinity%
Base case
Margin of Safety -107.2%
Implied upside -51.7%
Bull case
Margin of Safety -36.0%
Implied upside -26.5%
Ratio Trends
CIFL · last 5 annual periods
ROE
5.8%
ROCE
-1.1%
Operating Margin
—
Debt / Equity
1.43×
PE
—
EV / EBITDA
—
Historical Financials
CIFL · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 yfinance | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹512 Cr | ₹630 Cr | ₹649 Cr | ₹531 Cr | ₹512 Cr | +0.0% |
| EBITDA | ₹19.3 Cr | ₹-49.3 Cr | ₹35.3 Cr | ₹7.7 Cr | ₹-18.3 Cr | — |
| EBIT | ₹-1.6 Cr | ₹-74.0 Cr | ₹5.1 Cr | ₹-6.6 Cr | — | — |
| PAT | ₹-2.8 Cr | ₹-41.6 Cr | ₹11.6 Cr | ₹1.5 Cr | ₹38.9 Cr | — |
| EPS (diluted) | ₹-0.07 | ₹-1.07 | ₹0.30 | ₹0.04 | — | — |
| CFO | ₹-313 Cr | ₹-23.1 Cr | ₹121 Cr | ₹-93.3 Cr | ₹-254 Cr | — |
| CapEx | ₹-35.1 Cr | ₹-51.2 Cr | ₹-21.5 Cr | ₹-10.4 Cr | ₹-5.5 Cr | — |
| FCF | ₹-349 Cr | ₹-74.3 Cr | ₹99.0 Cr | ₹-104 Cr | ₹-260 Cr | — |
| Total Assets | ₹1626 Cr | ₹1795 Cr | ₹1801 Cr | ₹1853 Cr | ₹1846 Cr | +3.2% |
| Total Debt | ₹764 Cr | ₹924 Cr | ₹899 Cr | ₹996 Cr | ₹961 Cr | +5.9% |
| Shareholders' Equity | ₹621 Cr | ₹606 Cr | ₹623 Cr | ₹628 Cr | ₹673 Cr | +2.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
CIFL vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
HEXATRADEX HEXATRADEX | — | — | Pending | -0.2% | — |
FINKURVE FINKURVE | — | — | Pending | 7.5% | — |
MANBA MANBA | — | — | Pending | 11.1% | — |
AFIL AFIL | — | — | Pending | 10.0% | — |
LAXMIINDIA LAXMI INDIA FINANCE LTD | +49.3%+97.3% upside | 40 | Data Limited | 10.7% | — |
Click a ticker to view its fair-value analysis.
Dividend History
1 ex-dividend event on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.02/sh
Last payout
2025-09-19
₹0.02
Peak payout
₹0.02
Trailing yield
0.08%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of CIFL →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for CIFL →
Compare
Head-to-head with peers
Compare CIFL side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse CIFLNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.