CAPITAL INDIA FINANCE LTD
CIFL · General/Diversified · NSE
₹27
Current Market Price
Fair Value (DCF)
₹18
Margin of Safety
-33.8%
Updated 2d ago
YieldIQ Score
38/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
10%
ROE
—
Debt/Equity
1.01
WACC
11.1%
Market Cap
₹1,060 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
26.0×
Enterprise multiple
Debt / EBITDA
17.8×
Leverage vs earnings
Interest Coverage
-2.9×
EBIT covers interest
Current Ratio
1.18×
Short-term liquidity
Asset Turnover
0.31×
Revenue per ₹ of assets
Revenue CAGR (3Y)
4.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹27.11
Bear case
₹0
MoS -Infinity%
Base case
₹17.94
MoS -51.1%
Bull case
₹18.84
MoS -43.9%
Ratio Trends
CIFL · last 4 annual periods
ROE
0.2%
ROCE
1.5%
Operating Margin
—
Debt / Equity
1.53×
PE
—
EV / EBITDA
—
Historical Financials
CIFL · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹512 Cr | ₹630 Cr | ₹649 Cr | ₹575 Cr | +4.0% |
| EBITDA | ₹19.3 Cr | ₹-49.3 Cr | ₹35.3 Cr | ₹25.3 Cr | +9.4% |
| EBIT | — | — | — | — | — |
| PAT | ₹-2.8 Cr | ₹-41.6 Cr | ₹11.6 Cr | ₹1.5 Cr | — |
| EPS (diluted) | — | — | — | — | — |
| CFO | ₹-313 Cr | ₹-23.1 Cr | ₹121 Cr | ₹12.5 Cr | — |
| CapEx | ₹-35.1 Cr | ₹-51.2 Cr | ₹-21.5 Cr | ₹-10.4 Cr | — |
| FCF | ₹-349 Cr | ₹-74.3 Cr | ₹99.0 Cr | ₹2.1 Cr | — |
| Total Assets | ₹1626 Cr | ₹1795 Cr | ₹1801 Cr | ₹1853 Cr | +4.4% |
| Total Debt | ₹764 Cr | ₹924 Cr | ₹899 Cr | ₹996 Cr | +9.3% |
| Shareholders' Equity | ₹694 Cr | ₹656 Cr | ₹660 Cr | ₹653 Cr | -2.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
CIFL vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| VHL VHL | — | — | Pending | 7.3% | — |
| FINKURVE FINKURVE | — | — | Pending | 8.4% | — |
| ARMANFIN ARMANFIN | — | — | Pending | 6.0% | — |
| UGROCAP UGROCAP | — | — | Pending | 7.0% | — |
| SATIN SATIN | — | — | Pending | 7.3% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for CIFL in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of CIFL →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for CIFL →
Compare
Head-to-head with peers
Compare CIFL side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse CIFLNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.