LAXMI INDIA FINANCE LTD

LAXMIINDIA · General/Diversified · NSE

₹121

Current Market Price

Data Limited

Fair Value (DCF)

₹206

Margin of Safety

+70.1%

Updated 5d ago

DCF Sensitivity →

YieldIQ Score

60/100

Piotroski F-Score

5/9

Economic Moat

Narrow

Confidence

11%

ROE

Debt/Equity

2.57

WACC

11.1%

Market Cap

₹635 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

480.0%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

153.7×

EBIT covers interest

Current Ratio

1.31×

Short-term liquidity

Asset Turnover

0.16×

Revenue per ₹ of assets

Revenue CAGR (3Y)

33.6%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹121.4

Bear case

₹125.7

MoS +3.4%

Base case

₹206.48

MoS +41.2%

Bull case

₹251.4

MoS +51.7%

Ratio Trends

LAXMIINDIA · last 4 annual periods

ROE

14.0%

min 10.5%max 14.0%

ROCE

3.5%

min 3.0%max 3.8%

Operating Margin

min max

Debt / Equity

4.42×

min 3.25×max 4.42×

PE

min max

EV / EBITDA

min max

Historical Financials

LAXMIINDIA · Annual, last 4 years· amounts in ₹Cr unless noted

Metric2022202320242025CAGR
Revenue₹93.6 Cr₹123 Cr₹159 Cr₹223 Cr+33.6%
EBITDA₹20.5 Cr₹23.2 Cr₹31.3 Cr₹49.6 Cr+34.2%
EBIT
PAT₹14.7 Cr₹16.0 Cr₹22.5 Cr₹36.0 Cr+34.9%
EPS (diluted)
CFO₹-18.8 Cr₹-169 Cr₹-224 Cr₹-311 Cr
CapEx₹-0.4 Cr₹-5.1 Cr₹-2.4 Cr₹-3.7 Cr
FCF₹-19.2 Cr₹-175 Cr₹-226 Cr₹-315 Cr
Total Assets₹558 Cr₹779 Cr₹985 Cr₹1413 Cr+36.3%
Total Debt₹411 Cr₹616 Cr₹768 Cr₹1139 Cr+40.4%
Shareholders' Equity₹127 Cr₹153 Cr₹202 Cr₹258 Cr+26.8%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

LAXMIINDIA vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
MANBA

MANBA

Pending10.2%
CSLFINANCE

CSLFINANCE

Pending13.3%
MONEYBOXX

MONEYBOXX FINANCE LIMITED

-94.0%38Data Limited0.5%
HEXATRADEX

HEXATRADEX

Pending-0.6%
AFIL

AFIL

Pending8.7%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for LAXMIINDIA in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.