IIFL Finance Limited
IIFL · General/Diversified · NSE
₹523
Current Market Price
Fair Value (P/B + Residual Income)
₹825
Discount to FV
+57.7%
Updated just now
YieldIQ Score
35/100
Piotroski F-Score
4/9
Economic Moat
None
Confidence
3%
ROE
11.9%
Debt/Equity
5.01
Cost of Equity
9.8%
Market Cap
₹22,242 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
9.5%
Return on capital employed
Revenue CAGR (3Y)
0.7%
3-year revenue growth
Revenue CAGR (5Y)
-1.3%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹523.05
Bear case
Margin of Safety +8.6%
Implied upside +9.4%
Base case
Margin of Safety +26.8%
Implied upside +36.6%
Bull case
Margin of Safety +35.4%
Implied upside +54.7%
Ratio Trends
IIFL · last 8 annual periods
ROE
11.9%
ROCE
11.2%
Operating Margin
—
Debt / Equity
5.01×
PE
13.8×
EV / EBITDA
—
Historical Financials
IIFL · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹6836 Cr | ₹5205 Cr | ₹6270 Cr | ₹5755 Cr | ₹7656 Cr | +2.9% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹4527 Cr | ₹5334 Cr | ₹6455 Cr | — | — | +9.3% |
| PAT | ₹1188 Cr | ₹1500 Cr | ₹1764 Cr | ₹379 Cr | ₹1661 Cr | +8.7% |
| EPS (diluted) | ₹31.14 | ₹39.18 | ₹45.71 | — | — | +10.1% |
| CFO | ₹1784 Cr | ₹-5225 Cr | ₹-8716 Cr | ₹-4781 Cr | ₹-14.0K Cr | — |
| CapEx | ₹-101 Cr | ₹-261 Cr | ₹-130 Cr | ₹-60.7 Cr | ₹-81.1 Cr | — |
| FCF | ₹1683 Cr | ₹-5487 Cr | ₹-8846 Cr | ₹-4842 Cr | ₹-14.1K Cr | — |
| Total Assets | ₹45.9K Cr | ₹53.0K Cr | ₹62.4K Cr | ₹67.6K Cr | ₹89.1K Cr | +18.0% |
| Total Debt | ₹25.3K Cr | ₹40.0K Cr | ₹47.1K Cr | ₹51.5K Cr | ₹69.7K Cr | +28.8% |
| Shareholders' Equity | ₹6464 Cr | ₹8992 Cr | ₹10.6K Cr | ₹12.4K Cr | ₹13.9K Cr | +21.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
IIFL vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CGCL CGCL | — | — | Pending | 13.2% | 16.9× |
 IFCI IFCI | — | — | Pending | 2.0% | 71.3× |
 FIVESTAR FIVESTAR | — | — | Pending | 14.9% | — |
 SBFC SBFC | — | — | Pending | 10.8% | — |
MASFIN MASFIN | — | — | Pending | 12.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹15.17/sh
Last payout
2026-01-29
₹4.00
Peak payout
₹4.86
Trailing yield
0.76%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. IIFL Finance Limited (IIFL.NS) trades at 523.05 vs a model fair value of 824.93, a gap of 57.7%. Piotroski F-score: 4/9. Moat label: None...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of IIFL →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for IIFL →
Compare
Head-to-head with peers
Compare IIFL side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse IIFLNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.