Karur Vysya Bank Limited
KARURVYSYA · General/Diversified · NSE
₹281
Current Market Price
Fair Value (DCF)
₹347
Margin of Safety
+23.3%
Updated just now
YieldIQ Score
59/100
Piotroski F-Score
5/9
Economic Moat
Wide
Confidence
60%
ROE
16.3%
Debt/Equity
0.00
WACC
12.8%
Market Cap
₹0.27 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.05×
Revenue per ₹ of assets
Revenue CAGR (3Y)
11.8%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹281.35
Bear case
₹216.7
MoS -29.8%
Base case
₹346.96
MoS +18.9%
Bull case
₹362.37
MoS +22.4%
Ratio Trends
KARURVYSYA · last 5 annual periods
ROE
16.3%
ROCE
—
Operating Margin
—
Debt / Equity
0.10×
PE
7.6×
EV / EBITDA
—
Historical Financials
KARURVYSYA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2020 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹3484 Cr | ₹4196 Cr | — | ₹5534 Cr | +12.3% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹673 Cr | ₹1106 Cr | — | ₹1942 Cr | +30.3% |
| EPS (diluted) | ₹2.94 | — | — | ₹5.67 | — | +17.8% |
| CFO | — | ₹295 Cr | ₹1217 Cr | — | ₹4487 Cr | +97.4% |
| CapEx | — | ₹-58.6 Cr | ₹-62.2 Cr | — | ₹-172 Cr | — |
| FCF | — | ₹237 Cr | ₹1155 Cr | — | ₹4315 Cr | +106.6% |
| Total Assets | — | ₹80.0K Cr | ₹90.2K Cr | ₹105.5K Cr | ₹119.4K Cr | +10.5% |
| Total Debt | — | ₹1339 Cr | ₹1432 Cr | — | ₹1217 Cr | -2.4% |
| Shareholders' Equity | — | ₹7596 Cr | ₹8584 Cr | — | ₹11.9K Cr | +11.9% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
KARURVYSYA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| BANDHANBNK Bandhan Bank Limited | +118.7% | 48 | Undervalued | 11.2% | — |
| CENTRALBK Central Bank of India | +135.2% | 40 | Undervalued | 10.6% | — |
| UCOBANK UCO Bank | +4.5% | 30 | Fairly valued | 8.0% | — |
| MAHABANK Bank of Maharashtra | -3.9% | 47 | Fairly valued | 19.3% | — |
| IDFCFIRSTB IDFC First Bank Limited | +91.4% | 55 | Undervalued | 390.6% | — |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹7.58/sh
Last payout
2025-08-07
₹2.17
Peak payout
₹2.17
Trailing yield
0.77%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Karur Vysya Bank Limited (KARURVYSYA.NS) trades at 281.35 vs a model fair value of 346.96, a gap of 23.3%. Piotroski F-score: 5/9. Moat l...
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Market-implied growth
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Volatility & drawdown
Risk profile of KARURVYSYA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
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Analyse KARURVYSYANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.