Karur Vysya Bank Limited
KARURVYSYA · General/Diversified · NSE
₹276
Current Market Price
Fair Value (P/B + Residual Income)
₹169
Discount to FV
-38.9%
Updated just now
YieldIQ Score
50/100
Piotroski F-Score
7/9
Economic Moat
Moderate
Confidence
null%
ROE
17.8%
Debt/Equity
0.19
Cost of Equity
12.8%
Market Cap
₹26,658 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
18.7%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹275.85
Bear case
Discount -104.5%
Base case
Discount -63.6%
Bull case
Discount +43.5%
Ratio Trends
KARURVYSYA · last 6 annual periods
ROE
17.8%
ROCE
—
Operating Margin
—
Debt / Equity
0.19×
PE
11.1×
EV / EBITDA
—
Historical Financials
KARURVYSYA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹3484 Cr | ₹4196 Cr | ₹4971 Cr | ₹6089 Cr | ₹7023 Cr | +19.2% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹673 Cr | ₹1106 Cr | ₹1605 Cr | ₹1942 Cr | ₹2510 Cr | +39.0% |
| EPS (diluted) | — | — | ₹19.97 | — | — | +0.0% |
| CFO | ₹295 Cr | ₹1217 Cr | ₹2954 Cr | ₹4487 Cr | ₹-554 Cr | — |
| CapEx | ₹-58.6 Cr | ₹-62.2 Cr | ₹-98.1 Cr | ₹-172 Cr | ₹-152 Cr | — |
| FCF | ₹237 Cr | ₹1155 Cr | ₹2856 Cr | ₹4315 Cr | ₹-706 Cr | — |
| Total Assets | ₹80.0K Cr | ₹90.2K Cr | ₹105.5K Cr | ₹119.4K Cr | ₹136.6K Cr | +14.3% |
| Total Debt | ₹1339 Cr | ₹1432 Cr | ₹2478 Cr | ₹1217 Cr | ₹2623 Cr | +18.3% |
| Shareholders' Equity | ₹7596 Cr | ₹8584 Cr | ₹10.0K Cr | ₹11.9K Cr | ₹14.1K Cr | +16.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
KARURVYSYA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 BANDHANBNK Bandhan Bank Limited | +37.2% | 50 | Near Fair Value | 4.8% | 18.6× |
 CENTRALBK CENTRALBK | — | — | Pending | 11.6% | 6.3× |
 UCOBANK UCOBANK | — | — | Pending | 8.0% | — |
 MAHABANK MAHABANK | — | — | Pending | 21.1% | 6.7× |
 IDFCFIRSTB IDFCFIRSTB | — | — | Pending | 3.4% | 31.5× |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹7.58/sh
Last payout
2025-08-07
₹2.17
Peak payout
₹2.17
Trailing yield
0.79%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Karur Vysya Bank Limited (KARURVYSYA.NS) trades at 275.85 vs a model fair value of 168.62, a gap of -38.9%. Piotroski F-score: 7/9. Moat ...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of KARURVYSYA →
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ROE decomposition
Why ROE is what it is →
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RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for KARURVYSYA →
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Analyse KARURVYSYANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.