UCO Bank
UCOBANK · General/Diversified · NSE
₹27
Current Market Price
Fair Value (DCF)
₹28
Margin of Safety
+4.5%
Updated just now
YieldIQ Score
30/100
Piotroski F-Score
5/9
Economic Moat
None
Confidence
43%
ROE
8.0%
Debt/Equity
0.00
WACC
11.4%
Market Cap
₹0.33 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.03×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹26.58
Bear case
₹20.38
MoS -30.4%
Base case
₹27.77
MoS +4.3%
Bull case
₹32.25
MoS +17.6%
Ratio Trends
UCOBANK · last 5 annual periods
ROE
8.0%
ROCE
—
Operating Margin
—
Debt / Equity
0.77×
PE
—
EV / EBITDA
—
Historical Financials
UCOBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2020 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | ₹11.4K Cr | +0.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | — | — | ₹2468 Cr | +0.0% |
| EPS (diluted) | ₹-3.10 | ₹0.77 | ₹1.53 | ₹0.45 | — | — |
| CFO | — | — | — | — | ₹1913 Cr | +0.0% |
| CapEx | — | — | — | — | ₹-372 Cr | — |
| FCF | — | — | — | — | ₹1541 Cr | +0.0% |
| Total Assets | — | ₹267.7K Cr | ₹300.7K Cr | ₹323.5K Cr | ₹362.4K Cr | +7.9% |
| Total Debt | — | — | — | — | ₹23.7K Cr | +0.0% |
| Shareholders' Equity | — | — | — | — | ₹30.9K Cr | +0.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
UCOBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CENTRALBK CENTRALBK | — | — | Pending | 10.6% | — |
| BANDHANBNK BANDHANBNK | — | — | Pending | 11.2% | — |
| KARURVYSYA KARURVYSYA | — | — | Pending | 16.3% | — |
| MAHABANK MAHABANK | — | — | Pending | 19.3% | — |
| IDFCFIRSTB IDFC First Bank Limited | +91.4% | 55 | Undervalued | 390.6% | — |
Click a ticker to view its fair-value analysis.
Dividend History
2 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.67/sh
Last payout
2025-05-09
₹0.39
Peak payout
₹0.39
Trailing yield
1.47%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. UCO Bank (UCOBANK.NS) trades at 26.58 vs a model fair value of 27.77, a gap of 4.5%. Piotroski F-score: 5/9. Moat label: None. Revenue CA...
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Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of UCOBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for UCOBANK →
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Head-to-head with peers
Compare UCOBANK side by side →
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Analyse UCOBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.