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Data quality observations on this stock — see hidden fields below.
Reported as ticker: UCOBANK· We're continuously improving data quality. Contact support if this persists.
UCO Bank
UCOBANK · Banking · NSE
₹25
Current Market Price
Fair Value (P/B + Residual Income)
₹25
Discount to FV
+0.2%
Updated 3h ago
YieldIQ Score
66/100
Piotroski F-Score
7/9
Economic Moat
Wide
Confidence
90%
ROE
8.0%
Debt/Equity
0.77
Cost of Equity
11.8%
Market Cap
₹31,499 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
7.8%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹25.12
Bear case
Discount -42.5%
Base case
Discount +0.2%
Bull case
Discount +23.3%
Ratio Trends
UCOBANK · last 5 annual periods
ROE
8.0%
ROCE
—
Operating Margin
—
Debt / Equity
0.77×
PE
—
EV / EBITDA
—
Historical Financials
UCOBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹9573 Cr | ₹9851 Cr | ₹10.8K Cr | ₹11.4K Cr | ₹12.3K Cr | +6.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹930 Cr | ₹1826 Cr | ₹1672 Cr | ₹2445 Cr | ₹2768 Cr | +31.4% |
| EPS (diluted) | ₹0.77 | ₹1.53 | ₹1.40 | — | — | +16.1% |
| CFO | ₹4399 Cr | ₹2983 Cr | ₹1002 Cr | ₹1913 Cr | ₹-10.6K Cr | — |
| CapEx | ₹-216 Cr | ₹-288 Cr | ₹-354 Cr | ₹-372 Cr | ₹-593 Cr | — |
| FCF | ₹4183 Cr | ₹2695 Cr | ₹648 Cr | ₹1541 Cr | ₹-11.2K Cr | — |
| Total Assets | ₹267.7K Cr | ₹300.7K Cr | ₹323.5K Cr | ₹362.5K Cr | ₹395.9K Cr | +10.3% |
| Total Debt | ₹13.5K Cr | ₹20.5K Cr | ₹21.2K Cr | ₹23.7K Cr | ₹18.3K Cr | +7.9% |
| Shareholders' Equity | ₹23.5K Cr | ₹25.6K Cr | ₹27.2K Cr | ₹31.0K Cr | ₹33.2K Cr | +9.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
UCOBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CENTRALBK Central Bank of India | +33.5% | 50 | Near Fair Value | 11.6% | 6.3× |
 BANDHANBNK Bandhan Bank Limited | +37.2% | 50 | Near Fair Value | 4.8% | 18.6× |
 KARURVYSYA Karur Vysya Bank Limited | -41.0% | 50 | Above Fair Value | 17.8% | 11.1× |
 MAHABANK Bank of Maharashtra | -23.4% | 65 | Near Fair Value | 21.1% | 6.7× |
 IDFCFIRSTB IDFC First Bank Limited | -12.8% | 67 | Near Fair Value | 3.4% | 31.5× |
Click a ticker to view its fair-value analysis.
Dividend History
1 ex-dividend event on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.44/sh
Last payout
2026-05-04
₹0.44
Peak payout
₹0.44
Trailing yield
1.75%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. UCO Bank (UCOBANK.NS) trades at 25.12 vs a model fair value of 25.18, a gap of 0.2%. Piotroski F-score: 7/9. Moat label: Wide. Revenue CA...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of UCOBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for UCOBANK →
Compare
Head-to-head with peers
Compare UCOBANK side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse UCOBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.