Central Bank of India
CENTRALBK · General/Diversified · NSE
₹36
Current Market Price
Fair Value (DCF)
₹84
Margin of Safety
+135.2%
Updated 30m ago
YieldIQ Score
40/100
Piotroski F-Score
4/9
Economic Moat
Moderate
Confidence
51%
ROE
10.6%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹0.32 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.04×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹35.83
Bear case
₹50.72
MoS +29.4%
Base case
₹84.28
MoS +57.5%
Bull case
₹108.91
MoS +67.1%
Ratio Trends
CENTRALBK · last 6 annual periods
ROE
10.6%
ROCE
—
Operating Margin
—
Debt / Equity
0.35×
PE
—
EV / EBITDA
—
Historical Financials
CENTRALBK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | ₹19.9K Cr | +0.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | — | — | ₹3934 Cr | +0.0% |
| EPS (diluted) | ₹-2.45 | ₹1.31 | ₹0.00 | ₹0.94 | — | — |
| CFO | — | — | — | — | ₹-2460 Cr | — |
| CapEx | — | — | — | — | ₹-455 Cr | — |
| FCF | — | — | — | — | ₹-2915 Cr | — |
| Total Assets | — | ₹387.3K Cr | ₹407.1K Cr | ₹447.8K Cr | ₹480.5K Cr | +5.5% |
| Total Debt | — | — | — | — | ₹12.9K Cr | +0.0% |
| Shareholders' Equity | — | — | — | — | ₹37.0K Cr | +0.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
CENTRALBK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| UCOBANK UCO Bank | +4.5% | 30 | Fairly valued | 8.0% | — |
| BANDHANBNK Bandhan Bank Limited | +118.7% | 48 | Undervalued | 11.2% | — |
| KARURVYSYA KARURVYSYA | — | — | Pending | 16.3% | — |
| MAHABANK MAHABANK | — | — | Pending | 19.3% | — |
| IDFCFIRSTB IDFC First Bank Limited | +91.4% | 55 | Undervalued | 390.6% | — |
Click a ticker to view its fair-value analysis.
Dividend History
4 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.79/sh
Last payout
2026-01-23
₹0.20
Peak payout
₹0.20
Trailing yield
2.20%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Central Bank of India (CENTRALBK.NS) trades at 35.83 vs a model fair value of 84.28, a gap of 135.2%. Piotroski F-score: 4/9. Moat label:...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of CENTRALBK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for CENTRALBK →
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Analyse CENTRALBKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.