Manappuram Finance Limited
MANAPPURAM · NBFC · NSE
₹269
Current Market Price
Fair Value (DCF)
₹155
Margin of Safety
-42.2%
Updated just now
YieldIQ Score
9/100
Piotroski F-Score
2/9
Economic Moat
None
Confidence
75%
ROE
9.8%
Debt/Equity
0.00
WACC
11.0%
Market Cap
₹0.25 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
310.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.12×
Revenue per ₹ of assets
Revenue CAGR (3Y)
9.0%
3-year revenue growth
Revenue CAGR (5Y)
-1.8%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹268.55
Bear case
₹108.72
MoS -147.0%
Base case
₹155.31
MoS -72.9%
Bull case
₹201.91
MoS -33.0%
Ratio Trends
MANAPPURAM · last 6 annual periods
ROE
9.8%
ROCE
3.9%
Operating Margin
—
Debt / Equity
2.90×
PE
7.8×
EV / EBITDA
—
Historical Financials
MANAPPURAM · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹6331 Cr | ₹6061 Cr | ₹4458 Cr | ₹5938 Cr | ₹6352 Cr | +0.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹4535 Cr | ₹3795 Cr | ₹1147 Cr | ₹1525 Cr | — | -23.9% |
| PAT | ₹1725 Cr | ₹1329 Cr | ₹1496 Cr | ₹2189 Cr | ₹1216 Cr | -8.4% |
| EPS (diluted) | ₹20.40 | ₹15.70 | ₹4.91 | ₹6.66 | — | -24.4% |
| CFO | ₹-619 Cr | ₹-423 Cr | ₹-3103 Cr | ₹-9681 Cr | ₹-467 Cr | — |
| CapEx | — | — | — | — | ₹-196 Cr | — |
| FCF | — | — | — | — | ₹-662 Cr | — |
| Total Assets | — | ₹33.8K Cr | ₹39.5K Cr | ₹46.7K Cr | ₹49.2K Cr | +9.8% |
| Total Debt | — | ₹14.5K Cr | ₹21.8K Cr | ₹28.0K Cr | ₹36.1K Cr | +25.6% |
| Shareholders' Equity | — | — | ₹9665 Cr | ₹11.6K Cr | ₹12.4K Cr | +6.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
MANAPPURAM vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CHOLAHLDNG CHOLAHLDNG | — | — | Pending | 8.1% | — |
| CREDITACC CREDITACC | — | — | Pending | 7.6% | — |
| POONAWALLA POONAWALLA | — | — | Pending | -1.2% | — |
| IREDA IREDA | — | — | Pending | 16.5% | — |
| PIRAMALFIN PIRAMALFIN | — | — | Pending | -4.0% | — |
Click a ticker to view its fair-value analysis.
Dividend History
38 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹15.30/sh
Last payout
2026-02-06
₹0.50
Peak payout
₹1.00
Trailing yield
0.74%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Manappuram Finance Limited (MANAPPURAM.NS) trades at 268.55 vs a model fair value of 155.31, a gap of -42.2%. Piotroski F-score: 2/9. Moa...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of MANAPPURAM →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
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Analyse MANAPPURAMNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.