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Data quality observations on this stock — see hidden fields below.

Reported as ticker: PIRAMALFIN· We're continuously improving data quality. Contact support if this persists.

Piramal Finance Limited

PIRAMALFIN · Chemicals · NSE

₹1,984

Current Market Price

Below Fair Value

Fair Value (P/B + Residual Income)

₹3,205

Discount to FV

+61.6%

Valuation engine: P/B + Residual Income

Updated 2h ago

YieldIQ Score

40/100

Piotroski F-Score

7/9

Economic Moat

None

Confidence

10%

ROE

-4.0%

Debt/Equity

3.40

Cost of Equity

12.8%

Market Cap

₹44,828 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

33.7%

Return on capital employed

Revenue CAGR (3Y)

6.0%

3-year revenue growth

Revenue CAGR (5Y)

11.4%

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹1,983.5

Bear case

Discount +11.6%

Base case

Discount +38.1%

Bull case

Discount +55.8%

Ratio Trends

PIRAMALFIN · last 4 annual periods

ROE

-4.0%

min -4.0%max -4.0%

ROCE

33.7%

min -2258.7%max 152.8%

Operating Margin

min max

Debt / Equity

3.40×

min 1.97×max 3.40×

PE

min max

EV / EBITDA

min max

Historical Financials

PIRAMALFIN · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
yfinance
2023
yfinance
2024
yfinance
2025
yfinance
2026
yfinance
CAGR
Revenue₹4561 Cr₹6499 Cr₹6569 Cr₹8916 Cr₹11.1K Cr+24.8%
EBITDA₹1005 Cr₹-12.6K Cr₹-3350 Cr₹2000 Cr₹2209 Cr+21.7%
EBIT₹953 Cr₹-12.7K Cr₹-3502 Cr₹1787 Cr₹1306 Cr+8.2%
PAT₹540 Cr₹-7401 Cr₹-1975 Cr₹485 Cr₹1504 Cr+29.2%
EPS (diluted)₹23.95₹-328.14₹-87.57₹21.52₹66.11+28.9%
CFO₹8661 Cr₹5503 Cr₹-6431 Cr₹-8119 Cr₹-15.9K Cr
CapEx₹-45.9 Cr₹-145 Cr₹-253 Cr₹-274 Cr₹-116 Cr
FCF₹8615 Cr₹5358 Cr₹-6684 Cr₹-8393 Cr₹-16.0K Cr
Total Assets₹796 Cr₹623 Cr₹659 Cr₹776 Cr₹110.5K Cr+243.2%
Total Debt₹369 Cr₹408 Cr₹456 Cr₹567 Cr₹79.9K Cr+283.5%
Shareholders' Equity₹222 Cr₹148 Cr₹149 Cr₹167 Cr₹28.1K Cr+235.6%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

PIRAMALFIN vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
IREDA

Indian Renewable Energy Development Agency Limited

-31.4%50Above Fair Value16.5%
POONAWALLA

Poonawalla Fincorp Limited

-5.1%28Near Fair Value5.2%
HUDCO

Housing & Urban Development Corporation Limited

-24.7%49Near Fair Value18.4%7.9×
M&MFIN

Mahindra & Mahindra Financial Services Limited

+38.9%50Near Fair Value10.7%13.9×
CHOLAHLDNG

Cholamandalam Financial Holdings Limited

+30.1%50Near Fair Value15.8%10.5×

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for PIRAMALFIN in the last 10 years.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Piramal Finance Limited (PIRAMALFIN.NS) trades at 1983.50 vs a model fair value of 3205.35, a gap of 61.6%. Piotroski F-score: 7/9. Moat ...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.