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Data quality observations on this stock — see hidden fields below.
Reported as ticker: POONAWALLA· We're continuously improving data quality. Contact support if this persists.
Poonawalla Fincorp Limited
POONAWALLA · NBFC · NSE
₹404
Current Market Price
Fair Value (DCF)
₹499
Margin of Safety
+23.5%
Updated 34m ago
YieldIQ Score
32/100
Piotroski F-Score
4/9
Economic Moat
None
Confidence
11%
ROE
-120.3%
Debt/Equity
0.00
WACC
11.0%
Market Cap
₹0.35 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
0.93×
Short-term liquidity
Asset Turnover
0.15×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
17.3%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹404.45
Bear case
₹349.58
MoS -15.7%
Base case
₹499.4
MoS +19.0%
Bull case
₹699.16
MoS +42.2%
Ratio Trends
POONAWALLA · last 6 annual periods
ROE
-1.2%
ROCE
-0.2%
Operating Margin
—
Debt / Equity
3.19×
PE
141.7×
EV / EBITDA
39.6×
Historical Financials
POONAWALLA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹2319 Cr | ₹1536 Cr | ₹577 Cr | ₹915 Cr | ₹4000 Cr | +14.6% |
| EBITDA | — | ₹514 Cr | ₹879 Cr | ₹2218 Cr | ₹-54.0 Cr | — |
| EBIT | ₹239 Cr | ₹894 Cr | ₹410 Cr | ₹667 Cr | — | +29.3% |
| PAT | ₹-648 Cr | ₹293 Cr | ₹181 Cr | ₹332 Cr | ₹-98.3 Cr | — |
| EPS (diluted) | ₹-24.03 | ₹4.04 | ₹2.33 | ₹4.26 | — | — |
| CFO | ₹1644 Cr | ₹-1794 Cr | ₹-4073 Cr | ₹-7556 Cr | ₹-10.6K Cr | — |
| CapEx | — | — | — | — | ₹-43.3 Cr | — |
| FCF | — | — | — | — | ₹-10.6K Cr | — |
| Total Assets | — | ₹16.4K Cr | ₹18.0K Cr | ₹24.1K Cr | ₹35.0K Cr | +20.8% |
| Total Debt | ₹8335 Cr | ₹5577 Cr | ₹9804 Cr | ₹13.6K Cr | ₹26.1K Cr | +33.0% |
| Shareholders' Equity | — | — | ₹6425 Cr | ₹8167 Cr | ₹8175 Cr | +6.2% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
POONAWALLA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| IREDA Indian Renewable Energy Development Agency Limited | +19.8% | 52 | Undervalued | 16.5% | — |
| PIRAMALFIN PIRAMALFIN | — | — | Pending | -4.0% | — |
| HUDCO Housing & Urban Development Corporation Limited | -100.0% | 38 | Data Limited | 15.1% | — |
| M&MFIN Mahindra & Mahindra Financial Services Limited | +140.6% | 55 | Undervalued | 10.5% | — |
| CHOLAHLDNG Cholamandalam Financial Holdings Limited | +96.1% | 60 | Data Limited | 8.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
7 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹4.40/sh
Last payout
2024-01-31
₹2.00
Peak payout
₹2.00
Trailing yield
—
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Poonawalla Fincorp Limited (POONAWALLA.NS) trades at 404.45 vs a model fair value of 499.40, a gap of 23.5%. Piotroski F-score: 4/9. Moat...
Read full AI analysis →Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of POONAWALLA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for POONAWALLA →
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Head-to-head with peers
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Analyse POONAWALLANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.